The Hanover Designs a Complete Solution for Architects and Engineers

WORCESTER, Mass., June 16, 2011 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG), a leading provider of property and casualty insurance products nationwide, has unveiled Hanover Architects & Engineers Advantage, a broad set of professional liability coverages for architects and engineers.

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"We estimate that there are more than 100,000 architectural and engineering firms in the U.S. and half may not have professional liability coverage," said Gerald T. Merritt, president of Hanover Professional Portfolio. "These professional product capabilities will help our agent partners tap into this growing industry as we continue to build-out our already distinctive product suite with more specialized solutions."

Hanover Architects & Engineers Advantage is offered on an admitted basis and targets a variety of disciplines for design professionals in full-time private practice with annual gross billings up to $10 million. These include firms that focus on:

• Architecture
• Electrical Engineering
• Mechanical Engineering
• Heating, Ventilation, and Air Conditioning Engineering
• Civil Engineering
• Interior Design
• Land Surveying
• Aerial Mapping
• Landscape Architecture

"We have had a long-standing, successful experience with The Hanover team and the company's solution for architects and engineers," said Jeff Sternik, president and principal of Design Pro Insurance Group in Livonia, MI., which is an agency who specializes in professional liability insurance for design professionals. "Its underwriters are responsive and responsible, helping us to capitalize on opportunities. At the same time, by limiting distribution of its products, The Hanover is delivering real value to our agency."

A Policy Designed and Engineered for Success

Hanover Architects & Engineers Advantage offers more than three-dozen innovative coverages. These include:

• Design/build coverage for professional services
• Time delays caused by professional services
• Automatic 30 days of coverage for newly acquired entities
• Pollution coverage for professional services
• Consent to settle
• Coverage for ADA/FHA/OSHA claims: $25,000 defense costs plus up to $250/day for salaries and expenses
• Punitive damages unless prohibited by law
• Free pre-claims assistance

In addition to offering broad professional liability coverage, The Hanover offers its agent partners a comprehensive line-up of property and casualty insurance product solutions for their clients including property, general liability, workers compensation, surety, umbrella and auto, among others.

Agents interested in more detail should contact one of The Hanover's local branch offices or visit the Agent section of the company's web site at www.hanover.com.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester, Citizens Insurance Company of America, headquartered in Howell, Michigan, and their affiliates.

The Hanover offers a wide range of property and casualty products and services to businesses, individuals, and families through a select group of independent agents. The company is ranked among the top 25 property and casualty insurers in the United States and has been meeting its obligations to its agent partners and their customers for nearly 160 years. The Hanover maintains excellent ratings from A.M. Best, Standard & Poor's and Moody's. For more information, please visit www.hanover.com.

About DesignPro Insurance

DesignPro Insurance Group is recognized as one of the leaders in providing insurance and risk management services to Design Professionals. With a client base of over 200 design firms, DesignPro represents the majority of the major insurance carriers that serve the A&E industry. DesignPro Insurance understands the A&E industry, allowing proper analysis of insurance exposures and negotiation of favorable terms and conditions with insurance companies. Learn more at www.designproins.com.

SOURCE The Hanover Insurance Group, Inc.