Texas Regional Bank Launches TRB Financial to Address Banking and Credit Access Gaps

DALLAS, Sept. 29, 2026 /PRNewswire/ -- Texas Regional Bank (TRB) announces the launch of TRB Financial, a new core banking division that expands access to relationship banking—through differentiated credit strategies, ongoing financial education, and integrated community partnerships. TRB Financial's first dedicated banking center, located at 332 Jefferson Blvd. in Oak Cliff, began serving customers in August 2026.

Citing an FDIC Report, the Texas Department of Banking notes Texas has a significant banking access gap and one of the nation's highest percentages of unbanked or underbanked households.

TRB Financial is designed for individuals, families, and small business owners whose financial circumstances may not align with traditional banking criteria. It provides a full banking relationship while creating a genuine pathway for customers to build financial history, strengthen their credit, and grow into TRB's broader range of products over time.

To expand access to credit, TRB Financial is developing consumer and small-business lending options for qualified borrowers who may demonstrate repayment capacity despite falling outside conventional credit criteria. The products will apply differentiated underwriting standards intended to broaden access while maintaining prudent credit and repayment requirements.

Ongoing financial education supports that progression. TRB Financial will provide recurring instruction on credit, borrowing, financial documentation, and other fundamentals that can help individuals, families, and business owners improve their financial readiness and better understand the requirements for future financing.

TRB Financial is building direct partnerships with community organizations, nonprofits, employers, churches, and economic development leaders to connect customers with additional resources and capital. These relationships create a network of support extending well beyond banking.

That strategy is already taking shape through TRB's support of The Banker's Blueprint: Access to Capital, an eight-week Dallas initiative led by the Greater Dallas Hispanic Chamber of Commerce, its Venture Forward Accelerator and Empowered CEO Institute, in collaboration with Dallas College. The program helps growth-stage business owners strengthen financial and credit profiles and prepare lender-ready capital packages.

Gene Tremblay serves as President of TRB Financial and leads the division and Oak Cliff team. "Banking relationships should be centered on community and earned through trust and action," said Tremblay. "We're here to understand our customers, listen to their aspirations, and invest in their financial progress. That's what brings us to Oak Cliff, and that's what TRB Financial is really about."

Oak Cliff was selected as TRB Financial's first market amid continued investment and redevelopment along Jefferson Boulevard and the surrounding commercial corridors. The City of Dallas has maintained a long-term economic development strategy for the area centered on redevelopment, growth, and stabilization, including continued public investment through the Oak Cliff Gateway Tax Increment Financing District.

"TRB Financial allows us to expand into communities with limited access to financial services and provide a more accessible path to the products, guidance, and relationships that support economic progress," said Michael Scaief, Chairman and CEO of TRB. "Oak Cliff is the first step in a strategy we intend to build over time."

Oak Cliff is the first dedicated TRB Financial location, but the strategy extends to other communities TRB serves. Consumer and small-business lending products are available through TRB banking centers across its footprint, while Oak Cliff establishes the operating model for future TRB Financial expansion.

TRB will host a ribbon cutting and grand opening ceremony at the Oak Cliff banking center in the coming months. Our neighbors, community members, business leaders, and local officials will be invited to meet the TRB Financial team and commemorate the opening.

The TRB Financial banking center, located at 332 Jefferson Blvd., Dallas, Texas 75208. Hours are Monday through Friday, 9:00 a.m. to 5:00 p.m., and Saturday, 8:00 a.m. to noon.

About Texas Regional Bank

Founded in 2010 and rooted in local purpose, Texas Regional Bank (TRB) is a privately owned financial institution bringing full-service, relationship-driven banking back to the communities it serves. With more than 38 locations across the Rio Grande Valley, Texas Hill Country, Houston, and the Dallas–Fort Worth Metroplex, TRB delivers a full suite of financial solutions for individuals, families, and businesses through locally led teams supported by the scale and capabilities of a diversified financial services platform. Together with its subsidiaries, TRB offers domestic and international banking, trust and wealth management, insurance, mortgage, capital markets, economic development, and foreign exchange services.

For more information about Texas Regional Bank, visit www.trb.bank.

SOURCE Texas Regional Bank