Surviving the Storm: Fremont Insurance Helps Michigan Residents Prepare for Winter Blast

FREMONT, Mich., Feb. 1, 2011 /PRNewswire/ -- Weather forecasters have residents across the state preparing for the worst winter storm of the season.  Fremont Michigan InsuraCorp, Inc. (OTC Bulletin Board: FMMH) offers Michigan residents tips to come through the storm with their home, vehicles and family safe.  

"Winter Storms in Michigan can be devastating for an unprepared family," said Kurt Dettmer, vice president of marketing for Fremont Insurance.  "Not only do you have to deal with slick, wet and snow-covered roads, you also have the dangers at home that you need to prepare for as well."

ON THE ROAD

• Stay Home – Don't drive at all in adverse conditions if you can avoid it.
• Light it Up – Use lights to increase your visibility and make you more visible.  
• Slow it Down – Decrease your speed and allow extra distance (at least 3x the norm).
• Look Ahead – Drive defensively and give yourself a cushion to deal with conditions.
• Stay Back – Stay well back of maintenance vehicles and snowplows – at least 200 feet.
• Take a Brake – Brake early and gently to avoid skidding.
• Watch for Signs – Beware of bridge decks and other areas prone to becoming slick.
• Stay in Control – Avoid abrupt lane changes, and don't use cruise control in wintery conditions.  
• Avoid Assumptions – Never assume your vehicle can handle all conditions.
• Be Prepared – Have an emergency kit in your vehicle with light, first aid, blankets, food, water and other essentials to prepare for a breakdown or accidental stranding.

IN THE HOME

• Prepare an emergency "kit" to cover injury, power failure, heat loss, being stranded, and evacuation.
• Consider first aid and essential medications, non-perishable foods/ fresh water, flashlight/fresh batteries, fire extinguisher, and protective clothing.
• Show everyone where the water shut-off is located, to ensure swift action in an emergency (i.e. ruptured plumbing).  
• Keep the roof clear of snow (work safely from the ground with an ice rake) to avert ice dams and prevent damage from heavy snow.  
• Keep sidewalks and entrances clean and de-iced; check smoke and carbon monoxide detectors regularly to ensure they are working properly.
• Make sure to visually inspect fireplace and chimney for blockages or damage if being used for the first time.
• Finally, when storms threaten, secure or anchor loose or flyaway items too large to bring in. Where possible move cars, boats, other vehicles, etc., into an enclosed area.

AFTER THE STORM

Inspect your home and if you find damage, take preventive action to reduce risk of further loss. If your roof is damaged, cover it as soon as possible with tarps secured with ropes and nails to avoid further damage.  Contact your agent immediately, if they are unavailable call the Fremont Insurance 24/7 emergency number at 800-550-0325.

About Fremont Michigan InsuraCorp, Inc.

Fremont Michigan InsuraCorp, Inc. (www.fmic.com) is the holding company for Fremont Insurance Company. Headquartered in Fremont, Mich., the company provides property and casualty insurance to individuals, farms and small businesses exclusively in Michigan. Fremont Michigan InsuraCorp's common stock trades under the symbol "FMMH."

SOURCE Fremont Michigan InsuraCorp, Inc.

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