Nav Now Covers All Four Major Business Credit Bureaus with New Creditsafe Partnership

New integration shows small business owners their trade credit data vendors check before applying for net terms

SAN MATEO, Calif., Oct. 14, 2026 /PRNewswire/ -- Nav, a leading platform helping businesses build better financial health and access funding, today announced a partnership with Creditsafe, a global leader in business credit and data risk intelligence focused on net payment terms. The integration brings Creditsafe Risk Scores and reports directly into the Nav platform, giving business owners a more complete view of their standing across major business credit bureaus including Dun & Bradstreet (D&B), Experian, and Equifax, before they ever apply for net terms.

For many small business owners, the first time they learn something is wrong with their business credit profile is when their application for credit is denied. Traditional business credit reporting was built for lenders and underwriters, not for the business owners seeking to understand and improve their funding eligibility.

With this new partnership, Nav is closing that gap. Business owners can now see their Creditsafe data alongside their other credit reports directly in their Nav account, giving them one place to understand exactly where they stand across different types of funding and credit decisions.

"Funding readiness isn't just about whether a bank will approve a loan," said Levi King, CEO and founder of Nav. "It's whether a supplier will extend net terms, whether a distributor will open a line of credit, or whether a commercial landlord will extend a lease. Business owners have never had one place to see all of that clearly. That's what we're building, and Creditsafe is a critical component."

"Vendors and suppliers rely on Creditsafe data every day to make credit decisions, but the businesses on the other side of those decisions have historically had no visibility into that same information," said Mark Laube, Creditsafe product director of North America. "Partnering with Nav puts that data directly in front of the business owners it affects most, so they can understand and strengthen their position before they're turned away."

What this means for Nav users:

• See Creditsafe data alongside other major bureau data in one Nav dashboard, rather than requesting reports separately or learning about issues after a denial.
• Understand net terms and vendor credit eligibility the same way suppliers and distributors evaluate it.
• Get a clearer picture before applying, so business owners can address gaps proactively instead of reactively.
• Track changes over time to understand improvements to payment history and business credit scores as they happen.
• Find and apply to a growing list of net-30 vendors that may report back to Creditsafe along with the other major bureaus, so business owners can access vendors with flexible payment terms while building their business credit profile.

This is especially relevant for business types that depend heavily on vendor relationships and supplier terms to operate, including wholesalers and distributors managing inventory purchases, contractors and manufacturers sourcing materials, and retailers negotiating terms with suppliers, all of whom rely on a strong credit standing for healthy cash flow. For these businesses, a denied trade credit application can mean a delayed order or a missed opportunity, often with little explanation of what went wrong.

Business owners who apply for net terms, a vendor line, or a supplier credit account elsewhere and are denied — or who discover they don't yet have an established credit file with the major bureaus — can be routed directly to Nav to begin building one. Rather than a dead end, a denial becomes a starting point: with an eligible Nav Prime plan, business owners can establish their files with the major business credit bureaus and build the credit history that vendors, suppliers, and lenders look for. At the same time, vendors and suppliers from Creditsafe can apply to be added to Nav's native net-30 marketplace, giving Nav's business owners a growing, searchable directory of vendors who extend net-30 terms and report payment history to the bureaus.

Together, these updates reinforce Nav's position as the single place business owners go to understand their full funding picture — not just a business credit score, but real ways to prepare for every path to loans, credit, and trade credit.

Creditsafe Risk Score and reports are now available to Nav Prime users and a grade is available for free. Learn more at https://www.nav.com/ 

About Nav

Nav is a financial health platform for small businesses. Nav gives business owners a dedicated space to understand their funding readiness across every path to capital — from loans and credit cards to vendor and supplier terms — so they can see where they stand and take action before they apply.

About Creditsafe

Creditsafe, the global business intelligence experts, is the world's most used provider of business credit reports. Today, 120,000 customers globally depend on Creditsafe to make critical business decisions, using real-time data from over 9,000 sources across 200+ countries to give businesses clarity over their commercial landscape.

Media Contact

Deanna Bershad, [email protected]

SOURCE Nav Technologies, Inc.