CHESTER, England, May 29, 2012 /PRNewswire/ --
- Motorists convicted of drink driving could see insurance premiums increase by 150 per cent, warns MoneySupermarket
Convicted drink drivers could see the cost of their motor insurance premiums rise by a staggering 150 per cent on average, according to new research from MoneySupermarket.com.[1]
As The Association of Chief Police Officers launches its summer campaign against drink and drug driving on 1st June[2], research carried out by Britain's number one comparison site found motorists with a drink driving conviction (DR10 penalty) could see a staggering 150 per cent increase to the cost of their car insurance. The research found a 30 year old male driver convicted of drink driving could see his premiums rise from an average £472 a year, to £1,175, while the equivalent female driver could see a 133 per cent hike.
Peter Harrison, car insurance expert atMoneySupermarket, said: "With warmer weather expected over the extended bank holiday, many of us will be dusting off the barbeque and celebrating the extra-long weekend with friends and family. If you are intending raising a glass or two it is essential to have travel arrangements in place to avoid getting behind the wheel. Driving under the influence of alcohol should not be considered under any circumstances, you would not only be risking your own safety but that of passengers and people around you.
"Taking the risk by drink driving can have dire consequences; it could lead to a hefty points conviction, a fine of up to £5,000, a 12 month driving ban and even a prison sentence. This will not only make it difficult for you to find an insurance provider willing to cover you in the future, but as our research has showed, the cost of your premium will increase substantially.
"It is important to remember that each person reacts differently to alcohol consumption as there are many different factors that come in play, such as gender, age, weight, and metabolism. Therefore, trying to second guess if you are under the limit or not is still a risk not worth taking. Reaction times can be considerably slower, and coordination and judgement can become impaired so my advice for those planning on driving is to stick to soft drinks."
Notes to editors:
[1]Motor insurance premiums for a male, with and without a drink driving conviction:
5 Yr NCD - DR10 Driving or 5 Yr NCD - 0 attempting to drive with Difference Provider Convictions alcohol level above limit in Premium Provider 1 GBP291.66 GBP1,719.28 GBP1,427.62 Provider 2 GBP291.72 GBP1,719.28 GBP1,427.56 Provider 3 GBP296.01 GBP1,117.19 GBP821.18 Provider 4 GBP346.81 GBP1,161.69 GBP814.88 Provider 5 GBP366.34 GBP575.41 GBP209.07 Provider 6 GBP429.66 GBP1,702.36 GBP1,272.70 Provider 7 GBP480.00 GBP1,679.81 GBP1,199.81 Provider 8 GBP502.51 GBP667.24 GBP164.73 Provider 9 GBP503.40 GBP1,242.32 GBP738.92 Provider 10 GBP506.87 GBP1,067.97 GBP561.10 Provider 11 GBP524.49 GBP1,183.98 GBP659.49 Provider 12 GBP526.47 GBP1,117.41 GBP590.94 Provider 13 GBP539.23 GBP951.27 GBP412.04 Provider 14 GBP539.69 GBP1,039.34 GBP499.65 Provider 15 GBP541.36 GBP862.40 GBP321.04 Provider 16 GBP548.18 GBP1,188.39 GBP640.21 Provider 17 GBP559.09 GBP1,011.87 GBP452.78 Provider 18 GBP580.82 GBP1,124.77 GBP543.95 Provider 19 GBP593.97 GBP1,196.97 GBP603.00 Average GBP472.01 GBP1,175.21 GBP703.19
Sourced by http://www.moneysupermarket.com 17.05.2012
Based on a 30 year old male living in Maidstone ME15, with a 2006 Ford Focus parked on driveway, travelling no more than 10,000 miles per year.
DR10 penalty - 6 points on license, 40 MC found in blood, £1,000 fine and 12 months ban.
The rise in cost of the average premium is £703.19, a 149% increase
Motor insurance premiums for a female, with and without a drink driving conviction:
5 Yr NCD - DR10 Driving or 5 Yr NCD - 0 attempting to drive with Difference Provider Convictions alcohol level above limit in Premium Provider 1 GBP266.71 GBP960.58 GBP693.87 Provider 2 GBP273.35 GBP1,390.72 GBP1,117.37 Provider 3 GBP273.41 GBP1,390.72 GBP1,117.31 Provider 4 GBP316.19 GBP490.29 GBP174.10 Provider 5 GBP323.83 GBP1,005.34 GBP681.51 Provider 6 GBP382.13 GBP1,488.65 GBP1,106.52 Provider 7 GBP428.21 GBP567.80 GBP139.59 Provider 8 GBP443.29 GBP1,001.17 GBP557.88 Provider 9 GBP446.91 GBP960.68 GBP513.77 Provider 10 GBP450.46 GBP1,009.08 GBP558.62 Provider 11 GBP458.24 GBP888.73 GBP430.49 Provider 12 GBP459.52 GBP750.00 GBP290.48 Provider 13 GBP466.02 GBP977.48 GBP511.46 Provider 14 GBP474.61 GBP870.20 GBP395.59 Provider 15 GBP483.36 GBP814.02 GBP330.66 Provider 16 GBP495.97 GBP1,045.97 GBP550.00 Provider 17 GBP497.58 GBP971.04 GBP473.46 Provider 18 GBP521.85 GBP989.81 GBP467.96 Provider 19 GBP526.35 GBP1,040.08 GBP513.73 Average GBP420.42 GBP979.60 GBP559.18
Sourced by http://www.moneysupermarket.com 17.05.2012
Based on a 30 year old female living in Maidstone ME15, with a 2006 Ford Focus parked on driveway, travelling no more than 10,000 miles per year.
DR10 penalty - 6 points on license, 40 MC found in blood, £1,000 fine and 12 months ban.
The rise in cost of the average premium is £559.18, a 133% increase
[2]Association of Chief Police Officers Summer campaign against drink and drug driving for England & Wales launches on Friday 1st June 2012
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SOURCE moneysupermarket.com
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