Life Quotes, Inc.: Low Cost Life Insurance is Readily Available to Healthy Kidney Donors

Exclusive survey reveals that 82 percent of responding companies would award their lowest possible rates to a healthy kidney donor

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Life Quotes, Inc.

Jun 25, 2012, 06:00 ET

DARIEN, Ill., June 25, 2012 /PRNewswire/ -- In an effort to clarify and ease the decision-making process for the families and friends of some 87,000 people who await a kidney transplant, Life Quotes, Inc. today released the results of a survey that revealed that 82 percent of responding life insurers would, in fact, award their lowest possible rates to a healthy kidney donor. Donating a kidney will not, in and of itself, negatively affect the availability of low cost life insurance to an otherwise qualified applicant. Instant life insurance quotes are available at www.lifequotes.com.

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"We conducted this survey in an effort to get the facts and clear up misunderstandings that might exist among potential kidney donors," remarked Life Quotes founder and CEO, Robert Bland. "There are an estimated 87,000 Americans awaiting a kidney transplant and given the gravity of such a decision by potential donors, we felt that providing fresh facts might be useful to their decision-making process."

The following leading life insurance companies have confirmed that they would not preclude a healthy kidney donor from being awarded their best possible rates: Banner Life, Wm. Penn Life Insurance Company of New York, Genworth, ReliaStar Life, John Hancock, Protective Life, Prudential, Savings Bank Life of Massachusetts and Transamerica.

Bland continued, "There's even more good news here for life insurance shoppers: many life insurance rates are now at or near all-time lows. As this chart shows, healthy applicants with no ratable medical conditions can now lock-in guaranteed life insurance rates for many years to come at very cheap rates."

The chart of sample rates was gleaned from a pool of 30 leading life insurers who provide instant life insurance quotes at Lifequotes.com. The best possible sample life insurance rates now available for a wide range of adult ages and initial rate guarantees of 10, 15, 20, 25 and 30 years are as follows:

$250,000 Term Life Sampler Male Annual Premiums					$250,000 Term Life Sampler Female Annual Premiums
Age	10 Year	15 Year	20 Year	30 Year	Age	10 Year	15 Year	20 Year	30 Year
25	$115	$123	$158	$213	25	$105	$120	$138	$178
30	$115	$123	$158	$225	30	$105	$120	$140	$195
35	$115	$125	$163	$253	35	$108	$123	$145	$223
40	$140	$155	$208	$343	40	$130	$153	$183	$278
45	$203	$268	$338	$520	45	$183	$213	$273	$420
50	$280	$390	$505	$800	50	$245	$288	$373	$588
55	$458	$580	$770	$1,435	55	$350	$398	$588	$795
60	$703	$960	$1,308	$2,820	60	$493	$625	$900	$2,070
65	$1,250	$1,675	$2,535	$4,683	65	$785	$1,060	$1,617	$3,510

About Life Quotes, Inc.

Privately-held Life Quotes, Inc. operates an Internet-based life insurance price comparison service and brokerage operation at www.lifequotes.com. Nearly 300,000 people have purchased policies from Life Quotes, Inc. since the firm's founding in 1984. Life Quotes is headquartered in Darien, IL. The company provides instant life insurance quotes and companion expert advice through 170 insurance professionals, including 100 phone agents. Visitors to Lifequotes.com can instantly compare the rates of 30 leading life insurance companies and have the freedom to apply to any company shown. Life Quotes, Inc. generates revenues from receipt of industry-standard commissions, including back-end bonus commissions and volume-based contingent bonus commissions that are paid by participating insurance companies. We also generate revenues from the sale of website traffic and insurance leads to various third parties.

SOURCE Life Quotes, Inc.