Life Insurance in Brazil, Key Trends and Opportunities to 2018
LONDON, Aug. 11, 2014 /PRNewswire/ -- Reportbuyer.com has added a new market research report:
Life Insurance in Brazil, Key Trends and Opportunities to 2018
https://www.reportbuyer.com/product/1591727/Life-Insurance-in-Brazil-Key-Trends-and-Opportunities-to-2018.html
Synopsis
The report provides in-depth market analysis, information and insights into the Brazilian life insurance segment, including:
• The Brazilian life insurance segment's growth prospects by life insurance categories
• Key trends and drivers for the life insurance segment
• The various distribution channels in the Brazilian life insurance segment
• The detailed competitive landscape in the life insurance segment in Brazil
• Detailed regulatory policies of the Brazilian insurance industry
• A description of the life reinsurance segment in Brazil
• Porter's Five Forces analysis of the life insurance segment
• A benchmarking section on the Brazilian life insurance segment in comparison with other countries in the BRICS region
Summary
The Brazilian life segment is the largest in the industry, accounting for around 53% of its gross written premium in 2013. The segment grew at a CAGR of 20.6% during the review period, driven by economic development, a rise in disposable incomes and tax incentives. The gross written premium registered by the segment will continue to grow, primarily due to the segment's low penetration rate of 2% in 2012 and aided by increasing confidence and family incomes. Growth over the forecast period will also be driven by the bancassurance channel, as Brazilian banks have extensive branch networks, and with banking being the first point of contact for those who are newly accessing financial services.
Scope
This report provides a comprehensive analysis of the life insurance segment in Brazil:
• It provides historical values for the Brazilian life insurance segment for the report's 2009–2013 review period and forecast figures for the 2013–2018 forecast period.
• It offers a detailed analysis of the key categories in the Brazilian life insurance segment, along with market forecasts until 2018.
• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
• It analyses the various distribution channels for life insurance products in Brazil.
• Using Porter's industry-standard "Five Forces" analysis, it details the competitive landscape in Brazil for the life insurance business.
• It provides a detailed analysis of the reinsurance segment in Brazil and its growth prospects.
• It profiles the top life insurance companies in Brazil and outlines the key regulations affecting them.
Reasons To Buy
• Make strategic business decisions using in depth historic and forecast market data related to the Brazilian life insurance segment and each category within it
• Understand the demand-side dynamics, key market trends and growth opportunities within the Brazilian life insurance segment
• Assess the competitive dynamics in the life insurance segment, along with the reinsurance segment
• Identify the growth opportunities and market dynamics within key product categories
• Gain insights into key regulations governing the Brazilian insurance industry and its impact on companies and the market's future
Key Highlights
• The Brazilian life segment is the largest in the industry, accounting for around 53% of its gross written premium in 2013.
• The country's middle class, which is a main driver of consumption, will continue to expand during the forecast period.
• A large section of Brazilians are not aware of the benefits of taking life cover, or the measures necessary for preventing their wealth from being subjected to capital protection.
• Life segment growth is partly driven by the attractive tax incentives provided by the government through open pension products.
• The Brazilian life insurance segment is highly concentrated, with 10 leading insurers accounting for an 89.2% share of the segment's total gross written premiums in 2013.
• The Brazilian life insurance segment is dominated by three leading companies, which accounted for 66.6% of the segment's total gross written premiums in 2013.
Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Life Insurance – Regional Benchmarking
4.1 Scale and Penetration
4.1.1 Total gross written premium
4.1.2 Premium per capita
4.1.3 Life insurance penetration (as a percentage of GDP)
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 Bancassurance
4.4.3 Agencies
5 Brazilian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2009–2018
5.2 Key Industry Trends and Drivers
5.3 Challenges
5.4 Recent Market Developments
6 Life Insurance Outlook
6.1 Consumer Segmentation
6.2 Product and Marketing Strategies
6.3 Life Insurance Growth Prospects by Category
6.4 Individual Life Insurance
6.4.1 Individual whole life insurance
6.4.2 Individual pension insurance
6.4.3 Individual endowment insurance
6.4.4 Individual other insurance
6.5 Group Life Insurance
6.5.1 Group whole life insurance
6.5.2 Group superannuation insurance
6.6 Life Insurance Growth Prospects by Product Type
6.6.1 Individual single-premium policies
6.6.2 Individual non-single-premium policies
6.6.3 Group single-premium policies
6.6.4 Group non-single-premium policies
6.7 Life Insurance Growth Prospects by Product Type
6.7.1 Total non-linked business
7 Analysis by Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 E-commerce
7.4 Brokers
7.5 Other Channels
8 Porter's Five Forces Analysis – Brazilian Life Insurance
8.1 Bargaining Power of Supplier: Low to Medium
8.2 Bargaining Power of Buyer: Medium
8.3 Barriers to Entry: Low to Medium
8.4 Intensity of Rivalry: High
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dynamics and Challenges
9.1 Reinsurance Segment Size, 2009–2018
9.2 Reinsurance Segment Size by Type of Insurance, 2009–2018
10 Governance, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Regulations by Type of Insurance
10.2.1 Life insurance regulations
10.2.2 Property insurance regulations
10.2.3 Motor insurance regulations
10.2.4 Marine, aviation and transit insurance regulations
10.2.5 Personal accident and health insurance regulations
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance (DPVAT)
10.3.2 Insurance for personal injury caused by ships or cargos (DPEM)
10.3.3 Domestic credit insurance
10.4 Supervision and Control
10.4.1 International Association of Insurance Supervisors
10.4.2 Association of Insurance Supervisors Latin America
10.4.3 Superintendent of Private Insurance (SUSEP)
10.4.4 National Private Insurance Council
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and penalties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Establishing a local company
10.6.3 Foreign ownership
10.6.4 Types of license
10.6.5 Capital requirements
10.6.6 Solvency margins
10.6.7 Reserve requirements
10.6.8 Investment regulations
10.6.9 Statutory return requirements
10.6.10 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Alternative dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Brazilian Life Insurance Segment
11.3 Comparison of the Five Leading Life Insurers
11.3.1 Gross written premium
11.3.2 Net earned premium
11.3.3 Paid claims
11.3.4 Total assets
11.4 Bradesco Vida e Previdência SA – Company Overview
11.4.1 Bradesco Vida e Previdência SA – key facts
11.4.2 Bradesco Vida e Previdência SA – key financials
11.5 Brasilprev Seguros e Previdência SA – Company Overview
11.5.1 Brasilprev Seguros e Previdência SA – key facts
11.5.2 Brasilprev Seguros e Previdência SA – key financials
11.6 Itaú Vida e Previdência SA – Company Overview
11.6.1 Itaú Vida e Previdência SA – key facts
11.6.2 Itaú Vida e Previdência SA – key financials
11.7 Zurich Santander Seguros SA – Company Overview
11.7.1 Zurich Santander Seguros SA – key facts
11.7.2 Zurich Santander Seguros SA – key financials
11.8 Companhia de Seguros Aliança do Brasil – Company Overview
11.8.1 Companhia de Seguros Aliança do Brasil – key facts
11.8.2 Companhia de Seguros Aliança do Brasil – key financials
11.9 Caixa Vida e Previdência SA – Company Overview
11.9.1 Caixa Vida e Previdência SA – key facts
11.9.2 Caixa Vida e Previdência SA – key financials
11.1 Itaú Seguros SA – Company Overview
11.10.1 Itau Seguros SA – key facts
11.10.2 Itaú Seguros SA – key financials
11.11 Icatu Seguros SA – Company Overview
11.11.1 Icatu Seguros SA – key facts
11.11.2 Icatu Seguros SA – key financials
11.12 HSBC Vida e Previdência (Brasil) SA – Company Overview
11.12.1 HSBC Vida e Previdência (Brasil) SA – key facts
11.12.2 HSBC Vida e Previdência (Brasil) SA – key financials
11.13 Caixa Seguradora SA – Company Overview
11.13.1 Caixa Seguradora SA – key facts
11.13.2 Caixa Seguradora SA – key financials
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend – BM&F BOVESPA, São Paulo, Brazil
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key sector
12.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
12.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate BRL–US$
12.3 Infrastructure
12.3.1 Commercial vehicles exports – total value
12.3.2 Commercial vehicles imports – total value
12.3.3 Automotive exports – total value
12.3.4 Automotive imports – total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Unemployment rate
12.5 Demographics
12.5.1 Gross national disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer
List of Tables
Table 1: Insurance Industry Definitions
Table 2: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2009–2013
Table 3: Brazilian Insurance – Gross Written Premium by Segment (US$ Billion), 2009–2013
Table 4: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2013–2018
Table 5: Brazilian Insurance – Gross Written Premium by Segment (US$ Billion), 2013–2018
Table 6: Brazilian Insurance – Segmentation (Percentage Share), 2009–2018
Table 7: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2009–2013
Table 8: Brazilian Insurance – Direct Written Premium by Segment (US$ Billion), 2009–2013
Table 9: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2013–2018
Table 10: Brazilian Insurance – Direct Written Premium by Segment (US$ Billion), 2013–2018
Table 11: Brazilian Insurance – Segmentation, Direct Written Premium (Percentage Share), 2009–2018
Table 12: Brazilian Life Insurance – Written Premium by Category (BRL Billion), 2009–2013
Table 13: Brazilian Life Insurance – Written Premium by Category (US$ Billion), 2009–2013
Table 14: Brazilian Life Insurance – Written Premium by Category (BRL Billion), 2013–2018
Table 15: Brazilian Life Insurance – Written Premium by Category (US$ Billion), 2013–2018
Table 16: Brazilian Life Insurance – New Business Written Premium (BRL Billion), 2009–2013
Table 17: Brazilian Life Insurance – New Business Written Premium (BRL Billion), 2013–2018
Table 18: Brazilian Life Insurance – Earned Premium (BRL Billion), 2009–2013
Table 19: Brazilian Life Insurance – Earned Premium (BRL Billion), 2013–2018
Table 20: Brazilian Life Insurance – Sum Assured (BRL Trillion), 2009–2013
Table 21: Brazilian Life Insurance – Sum Assured (BRL Trillion), 2013–2018
Table 22: Brazilian Life Insurance – Paid Claims (BRL Billion), 2009–2013
Table 23: Brazilian Life Insurance – Paid Claims (BRL Billion), 2013–2018
Table 24: Brazilian Life Insurance – Incurred Loss (BRL Billion), 2009–2013
Table 25: Brazilian Life Insurance – Incurred Loss (BRL Billion), 2013–2018
Table 26: Brazilian Life Insurance – Loss Ratio (%), 2009–2013
Table 27: Brazilian Life Insurance – Loss Ratio (%), 2013–2018
Table 28: Brazilian Life Insurance – Commissions and Expenses (BRL Billion), 2009–2013
Table 29: Brazilian Life Insurance – Commissions and Expenses (BRL Billion), 2013–2018
Table 30: Brazilian Life Insurance – Combined Ratio (%), 2009–2013
Table 31: Brazilian Life Insurance – Combined Ratio (%), 2013–2018
Table 32: Brazilian Life Insurance – Frauds and Crimes (BRL Billion), 2009–2013
Table 33: Brazilian Life Insurance – Frauds and Crimes (BRL Billion), 2013–2018
Table 34: Brazilian Life Insurance – Total Assets (BRL Billion), 2009–2013
Table 35: Brazilian Life Insurance – Total Assets (BRL Billion), 2013–2018
Table 36: Brazilian Life Insurance – Total Investment Income (BRL Billion), 2009–2013
Table 37: Brazilian Life Insurance – Total Investment Income (BRL Billion), 2013–2018
Table 38: Brazilian Life Insurance – Retentions (BRL Billion), 2009–2013
Table 39: Brazilian Life Insurance – Retentions (BRL Billion), 2013–2018
Table 40: Brazilian Individual Life Insurance – Gross Written Premium by Category (BRL Billion), 2009–2013
Table 41: Brazilian Individual Life Insurance – Gross Written Premium by Category (US$ Billion), 2009–2013
Table 42: Brazilian Individual Life Insurance – Gross Written Premium by Category (BRL Billion), 2013–2018
Table 43: Brazilian Individual Life Insurance – Gross Written Premium by Category (US$ Billion), 2013–2018
Table 44: Brazilian Individual Life Insurance – Direct Written Premium by Category (BRL Billion), 2009–2013
Table 45: Brazilian Individual Life Insurance – Direct Written Premium by Category (US$ Billion), 2009–2013
Table 46: Brazilian Individual Life Insurance – Direct Written Premium by Category (BRL Billion), 2013–2018
Table 47: Brazilian Individual Life Insurance – Direct Written Premium by Category (US$ Billion), 2013–2018
Table 48: Brazilian Individual Life Insurance – Policies by Category (Thousand), 2009–2013
Table 49: Brazilian Individual Life Insurance – Policies Premium by Category (Thousand), 2013–2018
Table 50: Brazilian Individual Life Insurance – Number of Active Policies (Thousand), 2009–2013
Table 51: Brazilian Individual Life Insurance – Number of Active Policies, 2013–2018
Table 52: Brazilian Individual Life Insurance – Written Premium (BRL Billion), 2009–2013
Table 53: Brazilian Individual Life Insurance – Written Premium (BRL Billion), 2013–2018
Table 54: Brazilian Individual Pension Insurance – Number of Active Policies (Thousand), 2009–2013
Table 55: Brazilian Individual Pension Insurance – Number of Active Policies (Thousand), 2013–2018
Table 56: Brazilian Individual Pension Insurance – Written Premium (BRL Billion), 2009–2013
Table 57: Brazilian Individual Pension Insurance – Written Premium (BRL Billion), 2013–2018
Table 58: Brazilian Individual Endowment Insurance – Number of Active Policies (Thousand), 2009–2013
Table 59: Brazilian Individual Endowment Insurance – Number of Active Policies (Thousand), 2013–2018
Table 60: Brazilian Individual Endowment Insurance – Written Premium (BRL Billion), 2009–2013
Table 61: Brazilian Individual Endowment Insurance – Written Premium (BRL Billion), 2013–2018
Table 62: Brazilian Individual Other Insurance – Number of Active Policies (Thousand), 2009–2013
Table 63: Brazilian Individual Other Insurance – Number of Active Policies (Thousand), 2013–2018
Table 64: Brazilian Individual Other Insurance – Written Premium (BRL Billion), 2009–2013
Table 65: Brazilian Individual Other Insurance – Written Premium (BRL Billion), 2013–2018
Table 66: Brazilian Group Life Insurance – Gross Written Premium by Category (BRL Billion), 2009–2013
Table 67: Brazilian Group Life Insurance – Gross Written Premium by Category (US$ Billion), 2009–2013
Table 68: Brazilian Group Life Insurance – Gross Written Premium by Category (BRL Billion), 2013–2018
Table 69: Brazilian Group Life Insurance – Gross Written Premium by Category (US$ Billion), 2013–2018
Table 70: Brazilian Group Life Insurance – Direct Written Premium by Category (BRL Billion), 2009–2013
Table 71: Brazilian Group Life Insurance – Direct Written Premium by Category (US$ Billion), 2009–2013
Table 72: Brazilian Group Life Insurance – Direct Written Premium by Category (BRL Billion), 2013–2018
Table 73: Brazilian Group Life Insurance – Direct Written Premium by Category (US$ Billion), 2013–2018
Table 74: Brazilian Group Life Insurance – Policies by Category (Thousand), 2009–2013
Table 75: Brazilian Group Life Insurance – Policies Premium by Category (Thousand), 2013–2018
Table 76: Brazilian Group Life Insurance – Number of Active Policies (Thousand), 2009–2013
Table 77: Brazilian Group Life Insurance – Number of Active Policies (Thousand), 2013–2018
Table 78: Brazilian Group Life Insurance – Written Premium (BRL Billion), 2009–2013
Table 79: Brazilian Group Life Insurance – Written Premium (BRL Billion), 2013–2018
Table 80: Brazilian Group Superannuation Insurance – Number of Active Policies (Thousand), 2009–2013
Table 81: Brazilian Group Superannuation – Number of Active Policies (Thousand), 2013–2018
Table 82: Brazilian Group Superannuation Insurance – Written Premium (BRL Billion), 2009–2013
Table 83: Brazilian Group Superannuation Insurance – Written Premium (BRL Billion), 2013–2018
Table 84: Brazilian Individual Single-Premium Insurance – Number of Active Policies (Thousand), 2009–2013
Table 85: Brazilian Individual Single-Premium Insurance – Number of Active Policies (Thousand), 2013–2018
Table 86: Brazilian Individual Single-Premium Insurance – Written Premium (BRL Billion), 2009–2013
Table 87: Brazilian Individual Single-Premium Insurance – Written Premium (BRL Billion), 2013–2018
Table 88: Brazilian Individual Single-Premium Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 89: Brazilian Individual Single-Premium Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 90: Brazilian Individual Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2009–2013
Table 91: Brazilian Individual Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2013–2018
Table 92: Brazilian Individual Non-Single-Premium Insurance – Written Premium (BRL Billion), 2009–2013
Table 93: Brazilian Individual Non-Single-Premium Insurance – Written Premium (BRL Billion), 2013–2018
Table 94: Brazilian Individual Non-Single-Premium Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 95: Brazilian Individual Non-Single-Premium Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 96: Brazilian Group Single-Premium Insurance – Number of Active Policies (Thousand), 2009–2013
Table 97: Brazilian Group Single-Premium Insurance – Number of Active Policies (Thousand), 2013–2018
Table 98: Brazilian Group Single-Premium Insurance – Written Premium (BRL Billion), 2009–2013
Table 99: Brazilian Group Single-Premium Insurance – Written Premium (BRL Billion), 2013–2018
Table 100: Brazilian Group Single-Premium Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 101: Brazilian Group Single-Premium Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 102: Brazilian Group Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2009–2013
Table 103: Brazilian Group Non-Single-Premium Insurance – Number of Active Policies (Thousand), 2013–2018
Table 104: Brazilian Group Non-Single-Premium Insurance – Written Premium (BRL Billion), 2009–2013
Table 105: Brazilian Group Non-Single-Premium Insurance – Written Premium (BRL Billion), 2013–2018
Table 106: Brazilian Group Non-Single-Premium Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 107: Brazilian Group Non-Single-Premium Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 108: Brazilian Non-Linked Business Insurance – Number of Active Policies (Thousand), 2009–2013
Table 109: Brazilian Non-Linked Business Insurance – Number of Active Policies (Thousand), 2013–2018
Table 110: Brazilian Non-Linked Business Insurance – Gross Written Premium (BRL Billion), 2009–2013
Table 111: Brazilian Non-Linked Business Insurance – Gross Written Premium (BRL Billion), 2013–2018
Table 112: Brazilian Non-Linked Business Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 113: Brazilian Non-Linked Business Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 114: Brazilian Life Insurance – Direct Marketing Commission Paid (BRL Billion), 2009–2013
Table 115: Brazilian Life Insurance – Direct Marketing Commission Paid (BRL Billion), 2013–2018
Table 116: Brazilian Life Insurance – New Business Written Premium Through Direct Marketing (BRL Billion), 2009–2013
Table 117: Brazilian Life Insurance – New Business Written Premium Through Direct Marketing (BRL Billion), 2013–2018
Table 118: Brazilian Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2009–2013
Table 119: Brazilian Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2013–2018
Table 120: Brazilian Life Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 121: Brazilian Life Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 122: Brazilian Life Insurance – Bancassurance Commission Paid (BRL Billion), 2009–2013
Table 123: Brazilian Life Insurance – Bancassurance Commission Paid (BRL Billion), 2013–2018
Table 124: Brazilian Life Insurance – New Business Written Premium Through Bancassurance (BRL Billion), 2009–2013
Table 125: Brazilian Life Insurance – New Business Written Premium Through Bancassurance (BRL Billion), 2013–2018
Table 126: Brazilian Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2009–2013
Table 127: Brazilian Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2013–2018
Table 128: Brazilian Life Insurance – Number of Bancassurance Distributors, 2009–2013
Table 129: Brazilian Life Insurance – Number of Bancassurance Distributors, 2013–2018
Table 130: Brazilian Life Insurance – E-Commerce Commission Paid (BRL Billion), 2009–2013
Table 131: Brazilian Life Insurance – E-Commerce Commission Paid (BRL Billion), 2013–2018
Table 132: Brazilian Life Insurance – New Business Written Premium Through E-Commerce (BRL Billion), 2009–2013
Table 133: Brazilian Life Insurance – New Business Written Premium Through E-Commerce (BRL Billion), 2013–2018
Table 134: Brazilian Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2009–2013
Table 135: Brazilian Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2013–2018
Table 136: Brazilian Life Insurance – Number of E-Commerce Distributors, 2009–2013
Table 137: Brazilian Life Insurance – Number of E-Commerce Distributors, 2013–2018
Table 138: Brazilian Life Insurance – Commission Paid to Brokers (BRL Billion), 2009–2013
Table 139: Brazilian Life Insurance – Commission Paid to Brokers (BRL Billion), 2013–2018
Table 140: Brazilian Life Insurance – New Business Written Premium Through Brokers (BRL Billion), 2009–2013
Table 141: Brazilian Life Insurance – New Business Written Premium Through Brokers (BRL Billion), 2013–2018
Table 142: Brazilian Life Insurance – New Policies Sold Through Brokers (Thousand), 2009–2013
Table 143: Brazilian Life Insurance – New Policies Sold Through Brokers (Thousand), 2013–2018
Table 144: Brazilian Life Insurance – Number of Brokers, 2009–2013
Table 145: Brazilian Life Insurance – Number of Brokers, 2013–2018
Table 146: Brazilian Life Insurance – Commission Paid to Other Channels (BRL Billion), 2009–2013
Table 147: Brazilian Life Insurance – Commission Paid to Other Channels (BRL Billion), 2013–2018
Table 148: Brazilian Life Insurance – New Business Written Premium Through Other Channels (BRL Billion), 2009–2013
Table 149: Brazilian Life Insurance – New Business Written Premium Through Other Channels (BRL Billion), 2013–2018
Table 150: Brazilian Life Insurance – New Policies Sold Through Other Channels (Thousand), 2009–2013
Table 151: Brazilian Life Insurance – New Policies Sold Through Other Channels (Thousand), 2013–2018
Table 152: Brazilian Life Insurance – Number of Distributors in Other Channels, 2009–2013
Table 153: Brazilian Life Insurance – Number of Distributors in Other Channels, 2013–2018
Table 154: Brazilian Reinsurance by Category (BRL Billion), 2009–2013
Table 155: Brazilian Reinsurance by Category (US$ Billion), 2009–2013
Table 156: Brazilian Reinsurance by Category (BRL Billion), 2013–2018
Table 157: Brazilian Reinsurance by Category (US$ Billion), 2013–2018
Table 158: Brazilian Premium Ceded to Reinsurance by Type of Insurance (BRL Billion), 2009–2013
Table 159: Brazilian Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2009–2013
Table 160: Brazilian Premium Ceded to Reinsurance by Type of Insurance (BRL Billion), 2013–2018
Table 161: Brazilian Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2013–2018
Table 162: Brazilian Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 163: Brazilian Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 164: Brazil – Life Insurance Regulatory Framework
Table 165: Brazil – Property Insurance Regulatory Framework
Table 166: Brazil – Motor Insurance Regulatory Framework
Table 167: Brazil – Compensation Provided by the Insurer in the Event of an Accident
Table 168: Brazil – Compensation Provided By The Insurer In The Event Of Accident
Table 169: Brazil – Ratings Required For Registration Of Reinsurance Business
Table 170: Brazil – Minimum Capital Requirements (BRL)
Table 171: Brazil – Corporate Tax Rates in Brazil for Financial Year 2012?2013
Table 172: Shares of Key Insurers in the Brazilian Life Insurance Segment (%), 2013
Table 173: Bradesco Vida e Previdência SA, Key Facts
Table 174: Bradesco Vida e Previdência SA, Key Financials (BRL Million), 2009–2013
Table 175: Brasilprev Seguros e Previdencia SA, Key Facts
Table 176: Brasilprev Seguros e Previdência SA, Key Financials (BRL Million), 2009–2013
Table 177: Itaú Vida e Previdência SA, Key Facts
Table 178: Itaú Vida e Previdência SA, Key Financials (BRL Million), 2009–2013
Table 179: Zurich Santander Seguros SA, Key Facts
Table 180: Zurich Santander Seguros SA, Key Financials (BRL Million), 2009–2013
Table 181: Companhia de Seguros Aliança do Brasil, Key Facts
Table 182: Companhia de Seguros Aliança do Brasil, Key Financials (BRL Million), 2009–2013
Table 183: Caixa Vida e Previdência SA, Key Facts
Table 184: Caixa Vida e Previdência SA, Key Financials (BRL Million), 2009–2013
Table 185: Itaú Seguros SA, Key Facts
Table 186: Itaú Seguros SA, Key Financials (BRL Million), 2009–2013
Table 187: Icatu Seguros SA, Key Facts
Table 188: Icatu Seguros SA, Key Financials (BRL Million), 2009–2013
Table 189: HSBC Vida e Previdência (Brasil) SA, Key Facts
Table 190: HSBC Vida e Previdência (Brasil) SA, Key Financials (BRL Million), 2009–2013
Table 191: Caixa Seguradora SA, Key Facts
Table 192: Caixa Seguradora SA, Key Financials (BRL Million), 2009–2013
List of Figures
Figure 1: BRICS Region – A Snapshot of the Economies and Populations, 2011
Figure 2: BRICS Region – Growth Trends in the Insurance Industry
Figure 3: BRICS Region – GDP at Constant Prices (US$ Trillion) and Annual Per Capita Disposable Income (US$), 2007 and 2011
Figure 4: BRICS Region – Health Expenditure Per Capita (US$), 2007 and 2011
Figure 5: BRICS Insurance – Total Industry Values by Segment (US$ Billion), 2011
Figure 6: BRICS Life Insurance – Gross Written Premiums (US$ Billion), 2011
Figure 7: BRICS Life Insurance – Premium Per Capita (US$), 2011
Figure 8: BRICS Life Insurance – Penetration as a Percentage of GDP (%), 2011 and 2016
Figure 9: BRICS Life Insurance – Gross Written Premium Growth (%), 2007–2016
Figure 10: BRICS Life Insurance – Gross Written Premium per Capita Growth (%), 2007–2016
Figure 11: BRICS Life Insurance – Loss Ratios (%), 2011 and 2016
Figure 12: BRICS Life Insurance – Combined Ratios (%), 2011 and 2016
Figure 13: BRICS Life Insurance – Incurred Losses per Capita (US$), 2011 and 2016
Figure 14: BRICS Life Insurance – Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 15: BRICS Direct Marketing – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 16: BRICS Bancassurance – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 17: BRICS Agencies – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 18: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2009–2018
Figure 19: Brazilian Insurance – Dynamics by Segment (%), 2009–2018
Figure 20: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2009–2018
Figure 21: Brazilian Insurance – Dynamics by Segment, Direct Written premium (2009–2018)
Figure 22: Brazilian Life Insurance – Written Premium by Category (BRL Billion), 2009–2018
Figure 23: Brazilian Life Insurance – Written Premium by Category (Percentage Share), 2013 and 2018
Figure 24: Brazilian Life Insurance – Dynamics by Category, 2009–2018
Figure 25: Brazilian Life Insurance – New Business Written Premium (BRL Billion), 2009–2013
Figure 26: Brazilian Life Insurance – New Business Written Premium (BRL Billion), 2013–2018
Figure 27: Brazilian Life Insurance – Earned Premium (BRL Billion), 2009–2013
Figure 28: Brazilian Life Insurance – Earned Premium (BRL Billion), 2013–2018
Figure 29: Brazilian Life Insurance – Sum Assured (BRL Billion), 2009–2013
Figure 30: Brazilian Life Insurance – Sum Assured (BRL Billion), 2013–2018
Figure 31: Brazilian Life Insurance – Paid Claims (BRL Billion), 2009–2013
Figure 32: Brazilian Life Insurance – Paid Claims (BRL Billion), 2013–2018
Figure 33: Brazilian Life Insurance – Incurred Loss (BRL Billion), 2009–2013
Figure 34: Brazilian Life Insurance – Incurred Loss (BRL Billion), 2013–2018
Figure 35: Brazilian Life Insurance – Loss Ratio (%), 2009–2013
Figure 36: Brazilian Life Insurance – Loss Ratio (%), 2013–2018
Figure 37: Brazilian Life Insurance – Commissions and Expenses (BRL Billion), 2009–2013
Figure 38: Brazilian Life Insurance – Commissions and Expenses (BRL Billion), 2013–2018
Figure 39: Brazilian Life Insurance – Combined Ratio (%), 2009–2013
Figure 40: Brazilian Life Insurance – Combined Ratio (%), 2013–2018
Figure 41: Brazilian Life Insurance – Frauds and Crimes (BRL Billion), 2009–2013
Figure 42: Brazilian Life Insurance – Frauds and Crimes (BRL Billion), 2013–2018
Figure 43: Brazilian Life Insurance – Total Assets (BRL Billion), 2009–2013
Figure 44: Brazilian Life Insurance – Total Assets (BRL Billion), 2013–2018
Figure 45: Brazilian Life Insurance – Total Investment Income (BRL Billion), 2009–2013
Figure 46: Brazilian Life Insurance – Total Investment Income (BRL Billion), 2013–2018
Figure 47: Brazilian Life Insurance – Retentions (BRL Billion), 2009–2013
Figure 48: Brazilian Life Insurance – Retentions (BRL Billion), 2013–2018
Figure 49: Brazilian Life Insurance – Investment Portfolio (BRL Billion), 2009–2013
Figure 50: Brazilian Life Insurance – Investment Portfolio, 2009 and 2013
Figure 51: Brazilian Life Insurance – Penetration (%), 2009–2013
Figure 52: Brazilian Life Insurance – Density (Number of Policies Per Capita), 2009–2013
Figure 53: Brazilian Life Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 54: Brazilian Life Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 55: Brazilian Life Insurance – Number of New Policies Sold (Thousand), 2009–2013
Figure 56: Brazilian Life Insurance – Number of New Policies Sold (Thousand), 2013–2018
Figure 57: Brazilian Life Insurance – Premium Per Capita (BRL), 2009–2013
Figure 58: Brazilian Individual Life Insurance – Gross Written Premium by Category (BRL Billion), 2009–2018
Figure 59: Brazilian Individual Life Insurance – Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 60: Brazilian Individual Life Insurance – Dynamics by Category, 2009–2018
Figure 61: Brazilian Individual Life Insurance – Direct Written Premium by Category (BRL Billion), 2009–2018
Figure 62: Brazilian Individual Life Insurance – Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 63: Brazilian Individual Life Insurance – Dynamics by Category, 2009–2018
Figure 64: Brazilian Individual Life Insurance – Policies by Category (Thousand), 2009–2018
Figure 65: Brazilian Individual Life Insurance – Policies by Category (Percentage Share), 2013 and 2018
Figure 66: Brazilian Individual Life Insurance – Dynamics by Category, 2009–2018
Figure 67: Brazilian Individual Life Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 68: Brazilian Individual Life Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 69: Brazilian Individual Life Insurance – Written Premium (BRL Billion), 2009–2013
Figure 70: Brazilian Individual Life Insurance – Written Premium (BRL Billion), 2013–2018
Figure 71: Brazilian Individual Pension Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 72: Brazilian Individual Pension Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 73: Brazilian Individual Pension Insurance – Written Premium (BRL Billion), 2009–2013
Figure 74: Brazilian Individual Pension Insurance – Written Premium (BRL Billion), 2013–2018
Figure 75: Brazilian Individual Endowment Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 76: Brazilian Individual Endowment Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 77: Brazilian Individual Endowment Insurance – Written Premium (BRL Billion), 2009–2013
Figure 78: Brazilian Individual Endowment Insurance – Written Premium (BRL Billion), 2013–2018
Figure 79: Brazilian Individual Other Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 80: Brazilian Individual Other Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 81: Brazilian Individual Other Insurance – Written Premium (BRL Billion), 2009–2013
Figure 82: Brazilian Individual Other Insurance – Written Premium (BRL Billion), 2013–2018
Figure 83: Brazilian Group Life Insurance – Gross Written Premium by Category (BRL Billion), 2009–2018
Figure 84: Brazilian Group Life Insurance – Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 85: Brazilian Group Life Insurance – Dynamics by Category, 2009–2018
Figure 86: Brazilian Group Life Insurance – Direct Written Premium by Category (BRL Billion), 2009–2018
Figure 87: Brazilian Group Life Insurance – Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 88: Brazilian Group Life Insurance – Dynamics by Category, 2009–2018
Figure 89: Brazilian Group Life Insurance – Policies by Category (Thousand), 2009–2018
Figure 90: Brazilian Group Life Insurance – Policies by Category (Percentage Share), 2013 and 2018
Figure 91: Brazilian Group Life Insurance – Dynamics by Category, 2009–2018
Figure 92: Brazilian Group Life Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 93: Brazilian Group Life Insurance – Number of Active Policies (Thousand), 2013–2018
Figure 94: Brazilian Group Life Insurance – Written Premium (BRL Billion), 2009–2013
Figure 95: Brazilian Group Life Insurance – Written Premium (BRL Billion), 2013–2018
Figure 96: Brazilian Group Superannuation Insurance – Number of Active Policies (Thousand), 2009–2013
Figure 97: Brazilian Group Superannuation Insurance – Number of Active Policies (Thousand), 2013–
Read the full report:
Life Insurance in Brazil, Key Trends and Opportunities to 2018
https://www.reportbuyer.com/product/1591727/Life-Insurance-in-Brazil-Key-Trends-and-Opportunities-to-2018.html
For more information:
Sarah Smith
Research Advisor at Reportbuyer.com
Email: [email protected]
Tel: +44 208 816 85 48
Website: www.reportbuyer.com
SOURCE ReportBuyer
WANT YOUR COMPANY'S NEWS FEATURED ON PRNEWSWIRE.COM?
Newsrooms &
Influencers
Digital Media
Outlets
Journalists
Opted In
Share this article