J.P. Morgan Asset Management Outlines Three Ways Plan Sponsors May Help Improve Participant Retirement Outcomes in a Low-Return World

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Jan 09, 2017, 10:51 ET

NEW YORK, Jan. 9, 2017 /PRNewswire/ -- J.P. Morgan Asset Management today released a new Retirement Insights paper, "Three Ways to Help Improve Participants' Retirement Outcomes in a Lower-Return World." The piece addresses implications specific to defined contribution plan sponsors and participants from the firm's 2017 Long-Term Capital Market Assumptions as expectations for market returns over the next 10 to 15 years have declined for most asset classes.

"Individuals already struggling to achieve a financially secure retirement face an intensifying challenge. Not only are they living longer, they are also confronted with declining expectations for long-term returns on their retirement assets," said Anne Lester, Head of Retirement Solutions, J.P. Morgan Asset Management. "Now more than ever, a secure retirement requires saving adequately and investing wisely. We encourage plan sponsors to take action to help improve retirement outcomes by 1) encouraging participants to save more through the use of automatic plan design features; 2) considering professionally managed portfolio strategies like target date funds that can make portfolio diversification easier; and by 3) providing participants with the opportunity to enhance returns through the use of active management."

Although the outlook for long-term capital market returns has been downgraded, the paper illustrates ways automatic plan design options can be used by plan sponsors to place and keep more participants on the road to a secure retirement.

To learn more about J.P. Morgan Asset Management's leading defined contribution investment strategies, product innovations, resources and Retirement Insights program for advisors and plan sponsors, please click here, or view the full paper "Three ways to help improve participants' retirement outcomes in a lower-return world" by clicking here.

About J.P. Morgan Asset Management
J.P. Morgan Asset Management, with assets under management of $1.8 trillion, is a global leader in investment management. J.P. Morgan Asset Management's clients include institutions, retail investors and high net worth individuals in every major market throughout the world. J.P. Morgan Asset Management offers global investment management in equities, fixed income, real estate, hedge funds, private equity and liquidity. JPMorgan Chase & Co. (NYSE: JPM), the parent company of J.P. Morgan Asset Management, is a leading global asset management firm with assets of approximately $2.5 trillion and operations worldwide. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.

SOURCE J.P. Morgan Asset Management