Insurance Department Reminds Motorists About Risk of Deer Collision and Need to Drive With Care

HARRISBURG, Pa., Nov. 1, 2010 /PRNewswire-USNewswire/ -- The Pennsylvania Insurance Department reminds motorists to take care in November because of the increased risk of striking a deer.

Deer are most active during the fall and particularly between sunset and sunrise. The animals become less cautious and move around more during their breeding season.

"Almost half of all collisions with wildlife occur between 7 p.m. and midnight," said acting Insurance Commissioner Robert L. Pratter. "Approximately 80 percent of wildlife vehicle collisions involve deer, and the month of November is a distinctly risky time for deer-related crashes."

Deer crashes cause more than 150 fatalities nationally as well as tens of thousands of injuries. Pennsylvania ranks third in the nation in deer collisions.

Here's how to reduce your risk of hitting a deer and injuring yourself or others:

• Limit your driving time during the sunrise and sunset hours;
• Drive more slowly during sunrise and sunset hours and keep alert to movement along the highway;
• Select more major, well-lit routes if there are alternative routes to travel;
• Allow adequate space between cars to increase braking ability if a deer springs out;
• Use your high-beam lights when possible to maximize your field of view; and
• Be on the lookout for multiple deer running in a herd – wherever there is one deer, there are usually others nearby.

The coverage on your auto insurance policy that pays to repair any deer crash damage is known as "comprehensive." This is an optional property coverage so be sure to check your policy. Also, you are not generally at fault for a property damage claim due to hitting a deer so your rates should not be impacted.

To learn more about insurance claims and coverage visit www.insurance.pa.gov  or phone the department's toll-free consumer hotline 877-881-6388.

Media contact: Rosanne Placey or Melissa Fox, 717-787-3289

SOURCE Pennsylvania Department of Insurance

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