Howard Capital Management Launches New Features for 401(k) Optimizer® Tool

ATLANTA, March 17, 2020 /PRNewswire/ -- Howard Capital Management, Inc. (HCM), an SEC-registered investment advisory firm, is proud to announce the company's new 401(k) Optimizer®. The 401(k) Optimizer® is a 401(k), 403(b) and 457 plan management tool designed to help individuals better manage their retirement accounts, with real-time alerts notifying users when they should make changes to their 401(k) plans.

"Research shows us that the vast majority of Americans don't actively pay attention to their 401(k) plans. They are set-it-and-forget-it folks who are not paying attention to what drives their retirement savings," said Vance Howard, CEO and portfolio manager of Howard Capital Management. "Our 401(k) Optimizer®️ tool leverages your answers to our simple risk tolerance questionnaire, along with your ideal long-term goals, to identify recommended asset allocations that fit your unique needs."

The 401(k) Optimizer®️ is a web-based tool designed to help you manage your company-sponsored retirement plan. Users will have access to Howard's signature stop-loss protection tool, called the HCM-BuyLine®, and the ability to opt in to quarterly updates and HCM-BuyLine® calls. Additionally, users will have access to Howard's retirement calculator and the opportunity to integrate the 401(k) Optimizer®️ with their financial institution to provide automatic account balance updates and show employee and employer contributions, balance history and rate of return.

"It's like having access to your own personal investment advisor 24 hours a day, 365 days a year," said Howard. "After we make quarterly investment recommendations, our HCM-BuyLine®️ monitors the market for you, and when the system signals that it's time to make a change, you receive a text or email alert in real time."

The HCM-BuyLine®️, created by Vance Howard, has been the company's foundation since 1996. Howard's signature stop-loss protection tool is designed to make timely recommendations in volatile markets. The HCM-BuyLine®️ mitigates downside risk by recommending moves out of equities and into cash and/or lower-volatility investments while seeking to identify opportunities to increase equity exposure during market upturns.

Due to the coronavirus, the HCM-BuyLine® has signaled for subscribers to move portions of their retirement investments into cash and/or lower-volatility investments. The system recently sent out notifications to subscribers instructing them on how to reallocate their plans.

"Even if you have a long-term investment horizon, this is a critically important time for participants to pay attention to the HCM-BuyLine® signals and manage their portfolios accordingly," said Howard. "At Howard Capital Management, we don't believe in holding investments until they hit rock bottom. Our goal is to minimize losses in major downturns and maximize gains in market upturns."

For additional information and a full list of advisor features, please visit https://www.401koptimizer.com/.

About Howard Capital Management

Founded in 1999, Howard Capital Management, Inc. (HCM), is an SEC-registered investment advisory firm offering professional money-management services to private clients, brokers and broker-dealers through separately managed portfolios, retirement tools, self-directed brokerage accounts and proprietary mutual funds. HCM offers straightforward solutions for navigating market volatility while striving to drive performance and hedge against inflation. The company's defensive and tactical investment strategy seeks to mitigate investment risk through market downturns while pursuing opportunities for growth. For more information, please visit www.howardcm.com.

This is a sponsored review. The HCM 401(k) Optimizer® is offered through Howard Capital Management, Inc., an SEC-registered investment adviser that only does business where it is properly registered or otherwise exempt from registration. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the adviser has attained a particular level of skill or ability. Howard Capital Management uses blogs and content websites to market the 401(k) Optimizer®. The sites are generally compensated to review the 401(k) Optimizer® and/or receive a commission for each account sign-up. Other than this arrangement, the sites are not affiliated in any way with Howard Capital Management. Howard Capital Management may have contributed or edited portions of this review. Nothing herein should be construed as an offer, recommendation or solicitation to buy or sell any security or investment product issued by Howard Capital Management or otherwise. This article is not intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any investor. All investments and investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor's portfolio. Information provided should not be construed as personalized investment advice. There can be no assurances that any investment or strategy will match or outperform any particular benchmark. Past performance is not a guarantee of future investment success. Dollar cost averaging, asset allocation, rebalancing and diversification strategies do not assure a profit or protect against losses in declining markets. Please click on this link for detailed disclosures. LASS.401K.PR.031120 OPT-031720-20

SOURCE Howard Capital Management

Related Links

http://www.howardcm.com