Hit the Slopes with Confidence

WARWICK, R.I., Dec. 6, 2010 /PRNewswire/ -- From the Alps to the Rockies, ski resorts worldwide are open for another season of fun in the snow. But before you sharpen those edges or wax that board, don't forget to first protect your winter sporting adventure with travel insurance from InsureMyTrip.com.

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The most important part of planning your ski vacation is preparing for the unexpected. Consider what happens if:

• Your equipment is lost, stolen, damaged or delayed en route
• You need rental equipment to replace your own damaged or delayed equipment
• You don't have overseas medical coverage
• You're injured and require medical care or medical evacuation services
• Your trip is cancelled or delayed due to inclement weather
• Slope conditions are less than ideal

While travel insurance can't predict or prevent these things from happening to you, it can help when you most need it.

Package Plan: These plans offer the broadest protection, including coverage for trip cancellation, interruption, baggage and travel delay, as well as medical and emergency evacuation. They're available for either domestic or international travel.

Travel Medical: Providing emergency medical coverage in the event of injury or illness, travel medical insurance policies are the most popular plans purchased by travelers going abroad. These plans also provide emergency medical evacuation coverage for transport to a proper care facility and can be purchased for travel up to a year in length.

Medical Evacuation: This coverage can be purchased as a stand alone policy or it may be included in comprehensive travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.

Cancel For Any Reason: CFAR is an optional benefit that empowers travelers to cancel trips for any reason of their choosing including poor slope conditions, not enough snow, too icy, or even too cold, up to two days prior to departure. This coverage varies by company and must be purchased within 15 days of your First Trip Payment.  

Equipment coverage: Equipment coverage is only included in a Package Plan. Considered part of the Baggage coverage, it protects you if your ski equipment is lost, stolen or damaged. Some plans also include rental reimbursement should your equipment fall victim to these events.

Lastly, ideal snow conditions, the right equipment, and peace of mind protection can boost holiday spirits but drinking while playing puts both you and your insurance coverage at risk. Sports travelers should know that alcohol consumption can invalidate a travel insurance policy if it's deemed a significant factor in an accident on the slopes, leaving you fully responsible for any associated medical costs.

To learn more about the protection plans that best suit your travel needs, visit InsureMyTrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or would like step-by-step assistance selecting a travel insurance policy, InsureMyTrip's expert Customer Care representatives are waiting for your call Monday through Friday 7 AM to Midnight, Saturday 9 AM to 6 PM and Sunday 11 AM to 6 PM ET.  

About InsureMyTrip.com

2010 marks the tenth anniversary of InsureMyTrip.com as the leading, consumer-oriented online travel insurance aggregator worldwide.  Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers' comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

SOURCE InsureMyTrip.com