Experian launches report highlighting consumer credit trend data

The Experian Market Intelligence Brief provides historical consumer credit trends

Data insights show auto and student loan debt both top $1 trillion each

News provided by

Experian

Sep 23, 2015, 02:59 ET

COSTA MESA, Calif., Sept. 23, 2015 /PRNewswire/ -- Experian®, a leading global information services company, announced the launch of The Experian Market Intelligence Brief, a new quarterly report that can benefit any institution and inform its strategic initiatives with industry leading consumer credit trend data.

The Experian Market Intelligence Brief includes more than 70 charts and data trends on loan originations, outstanding loans and delinquency performance metrics spanning a historic timeline of three years across eight consumer credit segments:

  • Auto
  • Bankcard
  • Mortgage
  • HELOC
  • Home-equity loan
  • Personal loan
  • Retail card
  • Student loan

"Experian is in the unique position to offer this comprehensive report given our significant data assets and our visibility to these credit markets," said Kelly Kent, vice president of Decisioning Product Management for Experian Decision Analytics. "This report will help make highly informed and data-rich decisions based on consumer credit trend behavior."

Some examples of the trends that The Experian Market Intelligence Brief provides this quarter include:

  • Auto1 and student loan debt are both near the $1 trillion level
  • The retail credit card average limit is at $2,259, the highest it has been in three years
  • Personal loan originations are at their highest levels in three years, reaching $32.9 billion

The report identifies which segments are best positioned for growth, compares year-over-year results to gauge segment health, measures the impact different consumer segments have on each segment, and analyzes delinquency trends and payment behavior to alleviate and anticipate risk. The data in the report is based on aggregated summaries of millions of depersonalized credit trade files.

The new report is available for $1,195 at www.experian.com/market-intelligence-brief.

About Experian
We are the leading global information services company, providing data and analytical tools to our clients around the world. We help businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making.

We also help people to check their credit report and credit score, and protect against identity theft. In 2015, we were named by Forbes magazine as one of the "World's Most Innovative Companies."

We employ approximately 17,000 people in 38 countries and our corporate headquarters are in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and Sao Paulo, Brazil.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2015, was US$4.8 billion.

To find out more about our company, please visit http://www.experianplc.com or watch our documentary, "Inside Experian."

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.

1Auto debt includes both loans and leases

Contact:
Matt Tatham
Experian Public Relations
1 212 380 2939
[email protected]

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SOURCE Experian

Related Links

http://www.experian.com

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