Caution: Fireworks Can Spark Wildfires

APCIA Offers Tips to Prepare Finances and Property for Wildfires

News provided by

American Property Casualty Insurance Association

Jul 02, 2019, 14:09 ET

SACRAMENTO, Calif., July 2, 2019 /PRNewswire/ -- With wildfires making headlines from California to Washington, the American Property Casualty Insurance Association (APCIA) urges residents to be extra cautious with the use of fireworks this Fourth of July.

The National Interagency Wildfire Center predicts an above average chance of wildfires through the end of July for the western portions of Washington, Oregon and California, eastern sections of Florida, Georgia and the Carolinas, as well as most of Alaska and Hawaii.

Rebuild with Resilience Annual Insurance Checkup

"The July Fourth holiday brings outdoor fun along with increased fire danger," said Chris Hackett, senior director of personal lines policy for APCIA. "Embers can travel miles away and fireworks – even sparklers – can ignite fires. With over 90 percent of wildfires being caused by humans, it's crucial that everyone follow state laws and take extra precautions to avoid starting preventable fires.

APCIA also reminds homeowners and renters to get their finances and property wildfire ready. "Taking simple steps like preparing a home inventory, updating your insurance coverage and clearing debris around the home makes a difference if a wildfire breaks out," said Hackett.

Take a Wildfire Reality Check

Tip 1: Call your agent or insurance company to discuss your policy limits and coverage options.
Tip 2: Update your policy to cover home improvements and other changes.
Tip 3: Get renters insurance.
Tip 4: Make a home inventory to document your belongings.

3 Tips to Create an Ember-Resistant Home

Tip 1: Keep a five-foot noncombustible zone around your home and deck.
Tip 2: Make sure your gutters, roof and deck are clear of debris and leaves.
Tip 3: Enclose any open eaves whenever you have an opportunity in construction.

Representing nearly 60 percent of the U.S. property casualty insurance market, the American Property Casualty Insurance Association (APCIA) promotes and protects the viability of private competition for the benefit of consumers and insurers. APCIA represents the broadest cross-section of home, auto, and business insurers of any national trade association. APCIA members represent all sizes, structures, and regions, protecting families, communities, and businesses in the U.S. and across the globe.

Contact: Nicole Ganley
Phone: 916-616-5855
Email: [email protected]

SOURCE American Property Casualty Insurance Association