Bucking the National Trend, North Jersey Community Bank Says 'No' to Checking and ATM Fees

ENGLEWOOD CLIFFS, N.J., Oct. 20, 2011 /PRNewswire/ -- North Jersey Community Bank (NJCB), the fifth best performing community bank in the country as ranked by SNL Financial, has set itself apart from other banks by offering customers free checking and no ATM/debit card fees. NJCB has never charged fees because it believes in the value of having a relationship with customers, now as Americans are struggling, and always.

"At NJCB, we believe that free checking and no ATM/debit card fees are basic necessities that every customer deserves, especially when every dollar counts in a difficult economy," said Frank Sorrentino III, chairman and CEO of NJCB. "Customers have the choice of where they want to bank. Our customers, who are also our neighbors, friends, and the businesses we frequent, care about how their relationship is treated."

NJCB's free personal checking accounts:

• Require no minimum balance and have no monthly maintenance fees
• Offer free debit cards, including no swipe fees or monthly charges
• Provide free electronic statements with check images, starter checks, free online banking and BillPay service, free 24-hour mobile and telephone banking as well as free Notary Public service

All NJCB customers can enjoy zero ATM fees at both NJCB and non-NJCB ATMs. Customers can also take advantage of NJCB's hassle-free mobile banking service, which allows access to personal banking accounts via cell phones and all handheld devices with an Internet connection. Mobile banking applications are also available on the Android, Blackberry and Apple iPhone and iPad platforms.  

All NJCB business customers can enjoy no minimum deposits or balance requirements, unlimited check writing, and fee-free e-banking, free first order of checks, Online BillPay, Treasury Direct, Remote Deposit Capture, Lockbox and ACH origination.

NJCB offers a complete range of financial services for both personal and business customers, backed by advanced technology. The bank provides a full-line of banking products and services, including mortgages, home equity loans and lines of credit, as well as a wide selection of commercial services. Each of its branches feature NJCB's exclusive "Coin Toss" free coin counting machine, coffee bar, Internet cafe, as well as extended lobby hours from 7:00 a.m. to 7:00 p.m., Monday through Friday and 9:00 a.m. to 1:00 p.m. Saturday. NJCB also provides 24-hour ATM service and free online banking at www.njcb.com.

About NJCB:

NJCB was founded by local community and business leaders to provide the highest level of personalized community banking services to New Jersey. With a strong commitment to the communities it serves, the bank offers a variety of innovative deposit and loan products.  

NJCB was recently recognized among the "Top Five Best Performing Community Banks in the Nation" by SNL Financial, a leading provider of news and data on the banking and financial services industry. Additionally, NJCB received a top 10 ranking on NJBIZ's 50 Fastest Growing Companies List, was a finalist for the publication's Emerging Business of the Year award and was named to Inc. Magazine's Inc. 500|5000 list as the 64th fastest growing bank in the country.

In addition, NJCB was also a recipient of the Forbes® Enterprise Awards -- the most esteemed and sought after small-business awards in the United States. The Forbes® Enterprise Awards honor the visionary practices and exemplary achievements of a select few small businesses.

NJCB is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation.  For more information, call 201-816-8900, go online to the bank's website at www.njcb.com, or visit NJCB's Facebook page at www.facebook.com/NJCBfan.  

SOURCE North Jersey Community Bank