Bank of the West Eliminates Returned Item and Extended Overdraft Fees

SAN FRANCISCO, Sept. 20, 2022 /PRNewswire/ -- Bank of the West, a subsidiary of BNP Paribas, has eliminated Returned Item fees (also known as Non-Sufficient Funds [NSF] fees) and Extended Overdraft fees from all personal and non-analyzed business accounts, effective today.

Bank of the West's Returned Item fee was previously charged when a check, recurring debit card payment or automatic payment was presented against a customer's account with insufficient available funds. The Bank's Extended Overdraft fee was applied when a customer's account remained overdrawn by $15 or more for five days. Customers will no longer incur NSF fees or Extended Overdraft fees on their accounts.

About Bank of the West

At Bank of the West, we know money deposited in a bank has the power to finance positive change. So we are taking action to ensure our activities help protect the planet, improve people's lives, and strengthen communities. We are redefining banking for a better future by focusing on areas where we believe we can have a real impact: supporting energy transition, helping enable women entrepreneurs, and financing innovative start-ups. As the bank for a changing world, Bank of the West is committed to sustainable finance along with our parent company BNP Paribas. Through Digital Channels and offices across the U.S., Bank of the West provides financial tools and resources to more than 2 million individuals, families and businesses.

© 2022 Bank of the West. Member FDIC. Equal Housing Lender. Doing business in South Dakota as Bank of the West California.

SOURCE Bank of the West