Bank Director Magazine Recognizes Commercial National Financial Corporation With #1 Ranking in Pennsylvania and #4 Ranking in the Nation for Profitable Capital Utilization

LATROBE, Pa., Feb. 7, 2012 /PRNewswire/ -- Commercial National Financial Corporation (NASDAQ:CNAF), was recently ranked as #1 in Pennsylvania and #4 nationwide in the First Quarter 2012 Bank Director magazine for outstanding capital utilization. Commercial National Financial Corporation is the holding company of banking subsidiary, Commercial Bank & Trust of PA.

Commercial National was named in the Bank Director Nifty 50 report which attempts to identify those institutions that are the best users of capital. Bank Director magazine and the New York-based banking firm, Sandler O'Neill + Partners ranked the 484 U.S. Banks traded on the NYSE, NYSE Amex and Nasdaq OMX stock exchanges on two financial measurements: core return on tangible common equity (ROTCE) and the ratio of average tangible common equity (TCE) to tangible assets. The scores for all the institutions in each category were then combined to produce a final score. Sandler O'Neill utilized data provided by SNL Financial for various calculations.

The full article, Nifty 50 Banking's New Performance Calculus, by Jack Milligan can be found on-line at www.bankdirector.com.

In addition to Latrobe, Pennsylvania where it is headquartered, the Company operates community-banking facilities in Greensburg, Hempfield Township, Ligonier, North Huntingdon, Unity Township and West Newton, Pennsylvania and also maintains a commercial business development sales force throughout its entire market area. The Company operates an asset management and trust division of Commercial Bank & Trust of PA headquartered in Greensburg, Pennsylvania. Commercial Bank & Trust of PA also serves its customer base from an Internet banking site (www.cbthebank.com) and an automated TouchTone Teller banking system.

Safe Harbor Statement

Forward-looking statements (statements which are not historical facts) in this release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. For this purpose, any statements contained herein that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the generality of the foregoing, words such as "may," "will," "to," "expect," "believe," "anticipate," "intend," "could," "would," "estimate," or "continue" or the negative or other variations thereof or comparable terminology are intended to identify forward-looking statements. These statements are based on information currently available to the Company, and the Company assumes no obligation to update these statements as circumstances change. Investors are cautioned that all forward-looking statements involve risk and uncertainties, including changes in general economic and financial market conditions, unforeseen credit problems, and the Company's ability to execute its business plans.  The actual results of future events could differ materially from those stated in any forward-looking statements herein. 

SOURCE Commercial National Financial Corporation