American Financial Benefits Center: For Those With Job Insecurity, Income-Driven Repayment May Help

EMERYVILLE, Calif., March 2, 2018 /PRNewswire/ -- Well-paying jobs with decent benefits are harder to find these days than they were a few decades ago. Combine that with the rise of college tuition and an explosion of student loan borrowing over the past few years, many who pursue an education to advance a career may face an uphill financial climb. But borrowers of federal student loans have options to handle their loan repayment so that their student debt may not be as much of a financial burden. American Financial Benefits Center (AFBC), a private document preparation company which assists borrowers in applying and recertifying enrollment in federal repayment plans, is committing to helping borrowers in uncertain economic climates.

"At AFBC, we work with clients to better their financial situations by helping them apply to get into a repayment plan that benefits them most," said Sara Molina, Manager at AFBC. "We know that student loans can affect a person's entire financial picture."

And while there's a strong labor market in some industries and for some sets of workers, America's "full employment" can be deceptive, like for people who have part-time jobs and want to be full-time. Student loan borrowers who are feeling the volatility of the job market may be supported by repayment plans that take into account income.

AFBC offers services to help federal student loan borrowers apply for and annually recertify these income-driven repayment plans (IDR). The plans calculate a monthly payment for qualified borrowers based on their income and family size. AFBC will prepare the paperwork necessary to apply and maintain enrollment, all for the review and approval of the client. AFBC clients will receive reminders when deadlines are approaching and explanations of all necessary documents and paperwork that need to be submitted.

"When individuals have more uncertain financial situations, like those who may be having job insecurity, enter into an IDR, they can feel more at ease that their payment will remain affordable as long as they recertify," said Molina. "And we're here to help them do that using our expertise of the repayment and application process."

About American Financial Benefits Center

American Financial Benefits Center is a document preparation company that helps clients apply for federal student loan repayment plans that fit their personal financial and student loan situation. Through its strict customer service guidelines the company strives for the highest levels of honesty and integrity.

AFBC is a member of the Association for Student Loan Relief (AFSLR), and each representative on the phone has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

Contact

To learn more about American Financial Benefits Center, please contact:
American Financial Benefits Center
1900 Powell Street #600
Emeryville, CA 94608
1-800-488-1490
[email protected]

Related Links

AFBC home page

SOURCE American Financial Benefits Center

Related Links

https://afbcenter.com