Allstate Holiday Traffic Alert: Uninsured Motorist Accidents Top 10,000 in Texas

IRVING, Texas, Nov. 18, 2010 /PRNewswire/ -- So far this year, more than 10,000 Allstate insured drivers in Texas have been involved in car accidents with uninsured motorists.  

One out of every five vehicles on Texas roads is uninsured, according to TexasSure, the vehicle insurance verification database led by the Texas Department of Insurance.

With hundreds of thousands of Texans hitting the highways next week for the Thanksgiving holiday, Allstate is asking drivers to be prepared.

"Uninsured drivers add to the unpredictability of accidents," said Catalina Palma, an Allstate agent in El Paso. "Making smart choices before and after you get behind the wheel can protect you and your family."

Drive Defensively

Focus on the road: Put down the cell phone, make-up and food while driving.

Slow Down: Speeding is one of the top causes of auto accidents. Obey the speed limit.

Look Around:  Pay attention to the drivers around you; make sure you keep a safe distance between your vehicle and the car in front of you.

Get Covered

Generally, uninsured motorist coverage helps provide protection for certain damages you (or another person insured under the coverage) are legally entitled to recover from the owner or operator of an uninsured motor vehicle. While coverage varies from state to state and is subject to applicable policy terms, the coverage is typically divided into two types:

Bodily Injury Coverage – helps pay for medical expenses you incur because of bodily injuries you sustain in an auto accident caused by an uninsured motorist.

Property Damage Coverage – helps pay for damages to your car caused by an uninsured motorist.

Coverage may also be available, separately or as a part of the uninsured motorist coverage, for damages caused by an underinsured motorist.

For more tips on safe driving and information on uninsured or underinsured motorist coverage, visit a local Allstate agent, call 1-800-Allstate or visit www.allstate.com .

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer. Widely known through the "You're In Good Hands With Allstate®" slogan, Allstate is reinventing protection and retirement to help more than 17 million households insure what they have today and better prepare for tomorrow. Consumers access Allstate insurance products and services through Allstate agencies, independent agencies, and Allstate exclusive financial representatives in the U.S. and Canada, as well as via www.allstate.com and 1-800 Allstate®.

SOURCE Allstate

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