AARP Fraud Watch Network Offers Tips on How to Spot and Avoid Romance Scams

Warns of 4 Valentine's Day Scams to Watch Out For

News provided by

Feb 11, 2015, 12:02 ET

HARRISBURG, Pa., Feb. 11, 2015 /PRNewswire-USNewswire/ -- As lovers and those looking for love prepare to celebrate Valentine's Day, AARP's Fraud Watch Network releases new tips on how Pennsylvanians can protect themselves from scammers taking aim at their hearts and their pocketbooks.

Scamming thousands of men and women each year – most over age 40 – romance swindles consistently make Top Scams lists, including those of the FBI's Internet Crime Complaint Center (www.ic3.gov). The average per-victim loss is $10,000, according to MoneyGram. Other Valentine's Day cons include: phony e-cards, sham flower sales and a rumored cash-on-delivery scam.

"Whether you're head over heels in love and looking for the perfect gift or searching for a love connection, scammers are breaking Pennsylvanians' hearts and their bank accounts," said AARP Pennsylvania State President Jim Palmquist. "AARP's Fraud Watch Network is helping people spot and avoid heartless scams. And if you or a loved one has been victimized, call our helpline for advice and guidance."

AARP urges Pennsylvanians to watch out for these four scams:

Online Dating Scams: With 38 percent of singles who are looking for love having used online dating sites, it is critical for Pennsylvanians to beware of these signs their "sweetheart" is really a scammer:

Wants to leave the dating site immediately upon meeting and quickly asks for an e-mail address, phone number, or instant messaging username.
Professes true love after just a few contacts.
Has a profile that seems too good to be true, including a supermodel-worthy photo.
Won't answer basic questions about where they live and work. Or, claims that he or she is a U.S. citizen who is abroad, is wealthy, or is a person of important status.
Asks for money, multiple times (and, usually through a wire transfer) to pay for travel, a child or other relative's hospital bills, recovery from a temporary financial setback, or expenses while a big business deal comes through.
Communicates in a more desperate, persistent, or angry way if you don't send money immediately.

Tips for how Pennsylvanians can protect themselves:

Don't send money or give credit card or online account details to anyone they don't know.
Be careful about what personal information they share online.
Report suspected fraudsters to the dating website or chat room operator.

Bogus ECards: Electronic greeting cards are an easy way for scammers to infect a computer with malware that gives them remote access to a person's files, online banking accounts, and passwords, putting them at risk for identity theft.

Tips for how Pennsylvanians can protect themselves:

Don't click on links, especially when they're from an unnamed person or secret admirer.
Steer clear of names and senders you don't recognize.
Even if you recognize the sender's name, go to the card company's website to open the card; usually you'll receive a confirmation code you can use to open the ecard.

Fake Flowers: Scammers will sometimes pose as a local florist and then charge hidden or inflated fees. Or, you may get an e-mail from a supposed florist containing harmful links that lead to phony sites looking to steal personal and credit card information in exchange for huge discounts.

Tips for how Pennsylvanians can protect themselves:

Use a florist you trust and know; get referrals from friends and check for complaints with the Better Business Bureau.
Ask for a detailed receipt for any florist you use online and make sure that the fees for the florist who's actually fulfilling your order are fully disclosed—third parties are often used around holidays.
Pay by credit card so if there's a problem you can dispute it with your card issuer.
Don't fall for and click on email links that could release malware onto your computer and put you at risk for identity theft.

Cash on Delivery: Law enforcement across the country report con artists are delivering flowers-and-wine baskets to unsuspecting Valentines, demanding that a charge must be paid because alcohol is being delivered. The charge is minimal – under $5 – but the delivery person won't accept cash, only a credit card. With the account information, the scammer can run up thousands in fraudulent charges.

Tips for how Pennsylvanians can protect themselves:

Don't give credit card account details to anyone you don't know.
Besides, what self-respecting sweetheart sends a Valentine's Day gift by cash on delivery (COD)?

For information about other scams, sign up for AARP's Fraud Watch Network. You'll receive free email alerts with tips and resources to help you spot and avoid identity theft and fraud, and gain access to a network of experts, law enforcement and people in your community who will keep you up to date on the latest scams in your area.

AARP has 1.8 million members in Pennsylvania. Follow AARP Pennsylvania on Facebook at www.facebook.com/AARPPA and on Twitter @AARPPA.

AARP is a nonprofit, nonpartisan organization, with a membership of nearly 38 million, that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as healthcare, employment and income security, retirement planning, affordable utilities and protection from financial abuse. We advocate for individuals in the marketplace by selecting products and services of high quality and value to carry the AARP name as well as help our members obtain discounts on a wide range of products, travel, and services. A trusted source for lifestyle tips, news and educational information, AARP produces AARP The Magazine, the world's largest circulation magazine; AARP Bulletin; www.aarp.org; AARP TV & Radio; AARP Books; and AARP en Español, a Spanish-language website addressing the interests and needs of Hispanics. AARP does not endorse candidates for public office or make contributions to political campaigns or candidates. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org.

CONTACT: Steve Gardner, AARP PA
(717) 237-6481 or [email protected]

SOURCE AARP Pennsylvania