2GenPen and Lord Capital Announce Collaboration to Advance Credit Intelligence for Asset-Backed Securities

Collaboration will apply 2GenPen's patented MUseQ^® framework and MQval™ scoring to support deeper analysis of rated and unrated ABS credits

MIAMI, Oct. 19, 2026 /PRNewswire/ -- 2GenPen, a credit intelligence company, and Lord Capital (LordCap), a structured credit firm, today announced a strategic collaboration to advance credit analysis and scoring for asset-backed securities (ABS) transactions. The companies plan to apply 2GenPen's MUseQ^® framework and MQval™ scoring to selected ABS credits, giving market participants an additional perspective on underlying credit strength and relative survivability.

The collaboration is particularly relevant to unrated ABS transactions, where investors and other market participants may benefit from a consistent, evidence-based assessment when a conventional credit rating is unavailable. For rated transactions, the approach complements existing credit analysis with a common framework for comparing credits across structures and asset classes.

"We're excited to be working with 2GenPen because we believe they represent the future of credit analysis," said Joseph Lau, President of Lord Capital. "It's important that our clients have access to the benefits of their advanced, patented analytics and evidence-based credit framework."

"Our collaboration with Lord Capital focuses on helping investment professionals assess underlying credit strength and compare rated and unrated ABS credits on a consistent basis," said Penny Pan, Co-Founder and Chief Product Officer of 2GenPen. "Our objective is to make credit analysis more efficient and support informed investment decisions."

2GenPen's MQval™ is designed to express relative credit survivability on a continuous, cross-asset scale. Through this collaboration, the companies intend to demonstrate how independent credit intelligence can help market participants better understand and compare complex structured-finance exposures. The announcement coincides with ABS East 2026, where 2GenPen is introducing these capabilities to structured finance market participants.

Meet 2GenPen at ABS East 2026. Visit the team at Booth 9 for a live demonstration of MUseQ^® credit intelligence and MQval™ scoring. See What Others Miss.

About 2GenPen

2GenPen is a credit intelligence company developing AI-enabled tools for evaluating and comparing credit across asset classes. Its patented MUseQ^® framework and MQval™ scoring methodology are designed to assess underlying credit survivability and support more informed credit and portfolio decisions. Learn more at www.2genpen.com.

About Lord Capital

Founded in 2003, Lord Capital (LordCap) is a structured credit firm serving global corporations, banks, and other financial institutions. The firm brings capital markets experience, creativity, and responsiveness to complex financing and investment transactions. Its affiliate, LordCap Green, formed in 2018, focuses on financing clean energy and sustainability improvements for commercial properties across the United States, originating, underwriting, and managing transactions from inception through servicing. Lord Capital combines specialized structured-credit expertise with financing solutions designed to meet the needs of clients, financial partners, and investors.

Media Contacts

2GenPen
Media contact: Bruce Lampert, Chief Business Officer
Email: [email protected] 
Phone: 781-366-7552
Website: www.2genpen.com 

Lord Capital (LordCap)
Media contact: Joseph Lau, President
Email: [email protected] 
Phone: 201-446-2899

SOURCE 2GenPen, Inc.