Nine life changes to tell your insurance agent

ERIE, Pa., Feb. 27, 2019 /PRNewswire/ -- Whether you're getting married, expecting a baby or getting ready to downsize, big changes in life often come with new financial priorities. That's why it helps to have an insurance agent who can help you understand what these changes mean for your insurance needs. Erie Insurance, which has more than 12,000 independent ERIE agents ready to help, offers nine life changes that should prompt a call to your agent:

1. You're getting married (or divorced). There are a lot of things worth discussing with your insurance agent before you walk down the aisle - making sure your spouse-to-be is protected by the right life insurance, insuring your new home, putting both names on any auto policies, or getting extra coverage for that engagement ring. On the flip side, there are things that will need changed if you're going through a divorce.
   
2. You're having a baby. Whether it's your first or your fifth, a new bundle of joy is a reason to check your life insurance coverage. This holds true whether you're employed or a stay-at-home parent.
   
3. You're moving. A new house or apartment will need new coverage. An insurance agent can tell you what you need in homeowners insurance or renters insurance.
   
4. You're adding on to your home. A new addition often means you need a higher limit on your homeowners insurance.
   
5. You have a child heading to college. Your insurance agent can tell you what's covered when your child is away from home. He or she can also tell you about life insurance for student loans if you're a cosigner on a loan.
   
6. You're buying a new car. Like a new house or apartment, a new car means you'll need to update your auto insurance policy. If you are considering a new car, but looking for potential insurance rates, get a fast and free online auto quote from ERIE.
   
7. You're starting a business – even if it's a home-based business. No matter where your business is located or how big it is, you'll most likely need extra coverage to ensure everything has the proper protection.
   
8. You're about to start a new job. If your new job comes with a new salary, you may need extra life insurance protection. You will also want to talk with your insurance agent about what kind of life insurance is offered through your job—in many instances, it isn't enough to fully protect your loved ones if the unthinkable happens.
   
9. You're switching mortgage or auto lenders.  Most mortgage and auto lenders require proof that they're listed as insureds on your policy. But things can fall through the cracks at times. Claims payments can get confusing if your old lender is still listed on your policy.   

Even if you don't fall into any of the above-mentioned scenarios, it's still a good idea to check in with your agent once a year. He or she can give your coverage a quick checkup to make sure everything's still sized right for your life and what's new in it. Is it time to find a new agent or add a policy? Find a local ERIE agent near you to get you the coverage you need for the life you live.  

Erie Insurance Group
According to A.M. Best Company, Erie Insurance Group, based in Erie, Pennsylvania, is the 9^th largest homeowners insurer and 11^th largest automobile insurer in the United States based on direct premiums written and the 16^th largest property/casualty insurer in the United States based on total lines net premium written. The Group, rated A+ (Superior) by A.M. Best Company, has more than 5 million policies in force and operates in 12 states and the District of Columbia. Erie Insurance Group is a FORTUNE 500 company.

News releases and more information about Erie Insurance Group are available at www.erieinsurance.com.

SOURCE Erie Insurance

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