InCharge Showcases Bankruptcy Courses at Sacramento Valley Bankruptcy Conference

Nonprofit organization will exhibit at Northern California's 12^th Annual event February 1-2, 2013

ORLANDO, Fla., Jan. 23, 2013 /PRNewswire-USNewswire/ -- InCharge^® Debt Solutions ("InCharge"), a nonprofit credit counseling agency, will be on hand to showcase its bankruptcy courses at the Sacramento Valley Bankruptcy Forum on February 1-2, 2013.  The two day conference will take place at the Hyatt Regency Sacramento, 1209 L Street in Sacramento, California. 

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InCharge will be showcasing its Pre-Filing Credit Counseling, and Pre-Discharge Debtor Education courses, found online at www.PersonalFinanceEducation.com.  InCharge, with its affiliate InCharge Education Foundation, has helped clients complete over 1 million bankruptcy courses. 

The conference program will include topics like the UST's investigation into bankruptcy fraud and abuse, bias in employment discrimination, what happens when the debtor dies, ethics in social media, and several case law updates and judges roundtables.  Attending will be bankruptcy attorneys and trustees along with representatives from organizations like InCharge Debt Solutions that offer vital services to those consumers needing bankruptcy courses and counseling.

"The western United States continues to be hit hard by bankruptcies, and California is no exception ranking ninth in the country with 5.12 filings per capita," said Jeff Hays, InCharge's Director of Outreach Programs for Bankruptcy Services.  "The states due east of California are all in the top ten as well with Nevada (#2), Utah (#4) and Colorado (#7) leading the way.  The Sacramento Valley Bankruptcy Forum will be a wonderful opportunity for InCharge to meet the attorneys, judges and trustees who are handling this heavy workload in a setting where we can find out how to best serve them, and their clients."

InCharge Debt Solutions provides an array of certified counseling services including an alternative to debt consolidation that allows consumers to consolidate credit card bills into one monthly payment, pay debt off faster, lower interest rates regardless of credit score, stop collection calls, eliminate late fees and build a budget and financial plan to follow:

• Bankruptcy Education and Counseling: Take required pre-filing and pre-discharge courses and receive counseling from certified staff.  Call 866-729-0049.
• Credit Counseling:  Certified credit counselors give free, confidential counseling (online or by phone) and offer an alternative to debt consolidation through debt management programs and free budgeting assistance.  Call 877-486-4924.
• Housing Counseling Services:  Get help with HUD-approved foreclosure prevention, first-time homebuyer education and free counseling.  Call 877-251-1882.
• Servicemember Help:  Specialized help for military families facing financial difficulty.  Call 877-258-9549.
• Online Counseling:  Free, comprehensive web counseling provides budget building tool, analysis and available solutions from your computer.  Visit:  www.incharge.org.

About InCharge^® Debt Solutions

Founded in 1997, InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and general financial education to individuals seeking options to manage credit card debt and consolidate debt payment.  The company, accredited by the Council on Accreditation (COA) and a member of the National Foundation for Credit Counseling (NFCC), interacted with over 1.1 million consumers in 2012. InCharge is affiliated with InCharge® Education Foundation, Inc. (ICEF) which is dedicated to providing educational products, services and research supporting the personal financial literacy of consumers across America.  ICEF also provides financial literacy training to servicemembers and their families through MilitaryMoney.com.

Contact: Media Relations
InCharge^® Debt Solutions
(407) 532-5599
[email protected]

SOURCE InCharge Debt Solutions