FICO Origination System Chosen by Banco Leon in the Dominican Republic

SAO PAULO, Feb. 6, 2012 /PRNewswire/ -- FICO (NYSE: FICO), the leading provider of analytics and decision management technology, today announced that Banco Multiple Leon of the Dominican Republic will use FICO® Capstone® Decision Accelerator software, combined with a set of FICO predictive models, to maximize profitability of its decisions on credit applications, and approve more credit while meeting its risk management goals. Banco Leon intends to use FICO Capstone Decision Accelerator as the decision engine for a broad range of credit decisions.

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"As Banco Leon grows, the FICO decision management capabilities will allow it to better meet competitive, service and regulatory demands," said Andreas Suma, FICO senior director for Latin America. "FICO analytics and software will help the bank better understand and assist individual and business clients through the whole credit life cycle."

Carlos Guillermo Leon, Banco Leon's president, explained: "Our ultimate goal is to simplify life for our clients. The FICO system will help us accomplish this, granting credit in a faster and more precise way. At the same time, we will be able to expand our loans as well as our profitability, and improve compliance with regulatory standards."

FICO Capstone Decision Accelerator is a strategy design solution that helps credit grantors maximize the profitability of credit decisions. Built on the industry-leading FICO® Blaze Advisor® business rules management system, Capstone Decision Accelerator gives business and risk managers the ability to design and deploy highly targeted strategies through an easy-to-use web interface.

About Banco Leon

Winner of the 2011 Bank of the Year, awarded by The Banker Award

As part of its corporate promise, Banco Leon continuously strives for excellence, working with passion to offer its customers financial solutions that simplify their lives, make the world better and turn the bank into its customers' main financial ally.

Banco Leon now provides 75 branches and access to more than 1,500 ATMs in the country. Its corporate culture reflects a vision of respect and trust, built on leadership, knowledge, experience, dynamism, customer protection and focus on its customers' needs and concerns. For further information, please visit www.leon.com.do or call their customer service at 809-476-2000 or 1-809-200-8242 (free of charge when outside the capitol).

About FICO     

FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company's groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO's innovative solutions include the FICO® Score -- the standard measure of consumer credit risk in the United States -- along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world's top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. Learn more at www.fico.com. FICO: Make every decision count™.

For FICO news and media resources, visit www.fico.com/news

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended December 31, 2011. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, Capstone and "Make every decision count" are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries

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