Drivers Urged to Protect Against Motorists Without Auto Insurance

LOS ANGELES, May 19 /PRNewswire/ -- Motorists are aware that operating a motor vehicle is a privilege and not a right, but many do not abide by the law of being financially responsible that comes with this privilege and take the risk of driving uninsured; this leaves insured motorists vulnerable to uncovered accidents. OnlineAutoInsurance.com urges drivers to protect themselves in the event that they are involved in a collision with a driver who is not insured.

It is believed that one in every seven drivers in the U.S. does not carry a policy while operating a vehicle and in some states the number can be much higher; although most consumers look to purchase cheap car insurance policies, there is a very affordable coverage option that can protect against uncovered drivers.

Uninsured and Underinsured Motorist coverage is an option that consumers can purchase which compensates policyholders in the event that they are in a traffic accident with a driver who is not insured, is underinsured or are victims of a hit-and-run; without which they may have to file a lawsuit in order to obtain compensation. Although, hit and run victims may have no recourse since the responsible party may not be located and would have to pay for injuries and damages on their own.

Several states take uninsured motorists very seriously such as the state of Idaho which may suspend the license of the uninsured driver for six years or until payment is settled following their involvement in a traffic collision.

Source: http://itd.idaho.gov/dmv/DriverServices/ds_accid.htm  

Uninsured Motorist is required by law in 20 states, but most states allow for policyholders to waive this option at the time they purchase a policy. Unfortunately, many motorists do choose to waive this coverage in order to receive a lower premium and lose out on the benefits that this additional protection provides.

Uninsured/Underinsured Motorist can be extremely beneficial and is more affordable than consumers may assume. Motorists may visit http://www.onlineautoinsurance.com/cheap/ to obtain free quotes from various to help determine whether or not this additional protection is within their budget.

SOURCE Online Auto Insurance, LLC

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