Ameritech Financial on Inclusivity in Higher Education and Addressing Student Loan Repayment
ROHNERT PARK, Calif., March 13, 2018 /PRNewswire/ -- Making higher education inclusive may mean many different things to different people. For some, inclusivity means closing economic disparities, like those related to cost of attendance and issues with student loan repayment. For others, inclusivity may be about creating a college experience free of discrimination. Ameritech Financial, a document preparation company which helps to align clients with federal programs that potentially lower their monthly student loan payments, supports a broad definition of inclusivity in higher education to better address students' needs.
"There's a misconception that people take out student loans just because they have easy access to them. But, in fact, many college students really are living on very little," said Tom Knickerbocker, executive vice president of Ameritech Financial. "Helping students not just with tuition, but other costs needed to attend is one way we believe college can be more inclusive."
Some colleges are opening up food pantries for their students to do just that. The fact that students are going hungry may be surprising to some. But students who are juggling class, work, rent, taking care of their families and more responsibilities know firsthand how difficult it can be. Even students with full scholarships still have all the non-tuition-related costs to contend with.
Aside from — or in addition to — the cost of attendance, students may face trouble on campus because of discrimination. Some may experience racial discrimination that hampers their ability to complete their degree. Others may face exclusion or attacks because they fall somewhere on the LGBT spectrum. Students with disabilities may face institutions ill-equipped to facilitate their needs in order to be successful. Students can, of course, also experience discrimination on multiple fronts.
Ameritech Financial supports inclusivity measures, including those that address economic disparities in student loan borrowers. While future legislation may fix student loan-related inequalities, as borrowers wait, they must contend with their loans now. How? By approaching repayment in a way that will benefit them. For many federal student loan borrowers, income-driven repayment plans (IDRs) may be a way to mitigate the burden of student loans.
Ameritech Financial helps borrowers apply for and recertify enrollment in IDRs. The IDRs often bring down the borrower's monthly payment to a more affordable level so the borrower can stay current on his or her loans. Ameritech Financial prepares application and recertification paperwork for the borrower's review and approval, among other services.
"Researchers are highlighting financial gaps between student loan borrowers, and the difference is often marked by who is delinquent with their loans and who is not," said Knickerbocker. "At Ameritech Financial, we assist borrowers in applying for and staying in income-driven repayment plans, which are intended to help them stay current."
About Ameritech Financial
Ameritech Financial is a private company located in Rohnert Park, California. Ameritech Financial has already helped thousands of consumers with financial analysis and student loan document preparation to apply for federal student loan repayment programs offered through the Department of Education.
Ameritech Financial is a member of the Association for Student Loan Relief (AFSLR), and each representative on the phone has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).
Ameritech Financial prides itself on its exceptional customer service.
Contact
To learn more about Ameritech Financial, please contact:
Ameritech Financial
5789 State Farm Drive #265
Rohnert Park, CA 94928
1-800-792-8621
[email protected]
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https://ameritechfinancial.com
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