FinChain Partners with Plume to Launch Yield Enhancement Strategy, Introducing an Innovative Leveraged Yield Solution for RWA Assets

HONG KONG, Nov. 4, 2026 /PRNewswire/ -- FinChain, a compliant blockchain-based financial infrastructure platform, today officially announced the launch of FLEX & FINO, an innovative on-chain Yield Enhancement Strategy jointly introduced with Plume, the Open Finance platform for institutional assets.

This is a leveraged looping yield product for the interest-bearing RWA asset FUSD. It marks FUSD's evolution from a simple yield-bearing holding into structured strategy applications. It also provides a reusable practical template for institutional RWA assets in on-chain DeFi scenarios, laying a solid foundation for FinChain's pipeline of further structured RWA products.

FUSD (FinChain Dollar), FinChain's core interest-bearing RWA asset, is fully backed by tokenized U.S. short-term Treasuries and compliant money market funds. Its reserve assets are maintained at a minimum 100% collateralization ratio and held by designated custodians; the yield generated by these reserve assets constitutes the native yield source of FUSD. FLEX & FINO is built on a FUSD/USDC looping leverage strategy, operating on FUSD's compliant yield-bearing underlying assets. Users use FUSD as collateral to earn FUSD's native yield, borrow USDC against that collateral, and deploy the borrowed USDC into liquidity pools to earn additional APY (Annual percentage yield). The product applies a 90% utilization cap to manage leverage risk; under baseline assumptions, the strategy's expected annualized APY can reach up to 7.2%. The redemption settlement cycle is T+2, while the interest settlement cycle ranges from T+14 to T+30. By completing the full "collateralize — borrow — deploy into pool" loop, the product is more than a technical innovation: it is a significant expansion of RWA use cases, bringing the yield logic of traditional asset management into the Web3 environment and offering institutional investors a new on-chain yield option. Under the partnership framework agreed by both parties, the TVL (Total Value Locked) associated with FLEX & FINO will be displayed under Partner Protocol and Nest Protocol after launch.

Plume is an open financial platform for institutional assets. It brings institutional assets out of closed financial systems into open, programmable, globally accessible markets.

"Our partnership with Plume is not merely technical synergy," said Zhao Chen, CEO of FinChain. "It is a meaningful step forward in the evolution of RWA financial infrastructure. As a modular blockchain ecosystem focused on the RWA sector, Plume will greatly expand the application boundaries of FUSD. Underpinned by high-credit-quality real-world assets, FUSD brings the yield-generating power of traditional finance into on-chain DeFi. As an RWA infrastructure provider, FinChain will continue to uphold the principles of compliance and prudence, advance the deep integration of real-world assets and blockchain, build a secure and efficient on-chain RWA financial system, and work with our ecosystem partners to consolidate our leading position in the institutional RWA sector."

"The key to the growth of RWA lies in moving from asset issuance to genuinely usable financial applications," said Chris Yin, CEO of Plume. "FUSD is backed by solid real-world asset reserves, and the launch of FLEX & FINO proves that a modular RWA blockchain can carry sophisticated institutional-grade financial strategies. We look forward to continuing to explore RWA DeFi use cases together with FinChain and to attracting more traditional institutions into the on-chain RWA ecosystem."

The launch of FLEX & FINO is the first deliverable of the strategic partnership between FinChain and Plume. Ahead of it, the two teams conducted multiple rounds of technical discussion and solution refinement covering on-chain adaptation of RWA assets, strategy modeling and risk control. FinChain has also completed its integration with KuCoin, enabling FUSD to access KuCoin's RCMS staking mirror solution and expanding FUSD's institutional collateral use cases.

FinChain is continuously strengthening its full-stack RWA capabilities, advancing on multiple fronts including RWA asset issuance, custodial staking mapping and structured strategy products, while expanding collaboration with leading trading platforms at home and abroad as well as RWA blockchain ecosystem partners.

The launch of the FLEX & FINO Yield Enhancement Strategy fully demonstrates FinChain's forward-looking positioning in RWA product innovation. FinChain will continue to work with global ecosystem partners to bring the capabilities of traditional financial products on-chain, combining the risk-management logic of traditional finance with Web3 innovation. Going forward, FinChain will stay open and innovative, joining hands with partners worldwide to unlock more possibilities for RWA and to deliver more diversified and professional digital financial solutions to institutional clients.

About FinChain

FinChain is an intelligent crypto-finance brand incubated by Fosun Wealth Holdings. Positioned as a Web3 brand for a global real-asset financial blockchain network — and as a financial infrastructure platform that enables the on-chain circulation of real-world assets — FinChain focuses on on-chain identity, RWA technology, asset issuance and on-chain liquidity management. It is committed to connecting traditional financial assets with digital asset use cases, and to continuously expanding FUSD's institutional adoption and ecosystem partnerships. To learn more, visit: www.finchain.global 

About Plume

Plume is the Institutional Open Finance platform. It brings institutional assets out of closed financial systems into open, programmable, globally accessible markets. Plume Vaults, Plume's flagship asset management protocol, opens institutional assets from Apollo, WisdomTree, Hamilton Lane, and other leading firms to global investors through compliant, non-custodial vaults. Backed by Apollo Global Management, Galaxy Digital, and Brevan Howard. It holds a SEC transfer-agent registration via Kimber Transfer Agency LLC and a licence from the Bermuda Monetary Authority.

For more information, visit: https://plume.org 

SOURCE Finchain Holdings (Cayman) Limited