Healthcare Underwriters Group Mutual of OH Earns Financial Stability Rating® of A' (A Prime), Unsurpassed, From Demotech, Inc.

COLUMBUS, Ohio, Jan. 4, 2012 /PRNewswire/ -- Healthcare Underwriters Group Mutual of OH has earned a Financial Stability Rating® (FSR) of A' (A Prime), Unsurpassed, from Demotech, Inc.  This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech's opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Healthcare Underwriters Group Mutual of OH

Healthcare Underwriters Group Mutual of Ohio (HUOH) is a non-profit, non-assessable insurance mutual owned exclusively by its insureds, all Ohio doctors.  HUOH provides unparalleled value to its insured doctors/owners by paying cash dividends, spending four times the amount of money defending its doctors as it has settling cases and by providing exceptional customer service.  HUOH is one of the most financially stable companies in the industry, which is evidenced by its strong financial ratios.  The Company's philosophy and vision have remained unchanged - insure the right doctors at the right price, aggressively defend its physicians' reputations and return excess premiums to its doctors.  HUOH was founded on the principals of conservative management, aggressive claims defense, comprehensive underwriting, an extensive sales pipeline, focused sales outreach and the combination of doctor ownership/governance with a highly experienced management team.  These principals coupled with its physicians continuing to practice excellent medicine have enabled HUOH to pay its fourth consecutive annual dividend, now totaling $3,500,000 to its Ohio physician policyholders.  It doesn't stop there; the Company's experience is continuing to look good for possible future dividend payments to its Ohio doctors/owners.  For more information, call (866) 484-5715 or visit www.HUgroupOH.com.

About Demotech, Inc.

Demotech, Inc. has been serving the insurance industry since 1985, by providing actuarial consulting and accurate and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies and Title underwriters.  

Visit www.demotech.com for more information.

SOURCE Demotech, Inc.