Access Home Insurance Company Earns Financial Stability Rating® of A, Exceptional, from Demotech, Inc.

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Jan 05, 2012, 06:03 ET

COLUMBUS, Ohio, Jan. 5, 2012 /PRNewswire/ -- Access Home Insurance Company has earned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech's opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Access Home Insurance Company

Access Home Insurance Company (AHIC) was formed in 2011 by a group of insurance and reinsurance professionals. AHIC was formally licensed in the State of Louisiana in 2011 and writes homeowners and dwelling fire policies. All of AHIC services, including policy administration and claims, will be handled by owners and managers of the company. AHIC is not outsourcing any functions to unknown parties. Access Home Insurance will be built on the basic fundamentals of insurance, underwriting and claims. Please visit www.accesshomeinsurance.com for more information.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm located in Columbus, Ohio. Since 1985, Demotech has been serving the insurance industry by providing actuarial consulting and accurate and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies and Title underwriters. FSRs are a leading indicator of the financial stability of a company. Our rating process provides an objective baseline and insight into the future solvency of a company. As an independent financial analysis firm, Demotech has a proven track record of predicting financial stability in the insurance industry and has been leveling the playing field by offering FSRs to insurers of all sizes.

Visit www.demotech.com for more information.

SOURCE Demotech, Inc.